extended distribution of digicash has commercial, socio-economic as well as political effects. from the economic viewpoint, the most crucial effect of digicash use extension takes place on money supply, monetary policies and central bank. because digicash is capable of being replaced by bank notes and the coins, it is possible that digicash gradually takes the place of the central bank money an...

On financial system, Bank is the most important financial intermediaries in economy. It has played a central role to the entire financial system. The bank’s capital also has played an important role on the bank risk management and governance. This study issued the function of the financial capital adequacy ratio on Bank supervision system. The article establish the multiple regression model ana...

The recent financial crisis has forced a rethink of banking regulation and supervision and the role of financial innovation. We develop a model where prudent banks may signal their type through high capital ratios. Capital regulation may ensure separation in equilibrium but deposit insurance will tend to increase the level of capital required. If supervision detects risky behaviour ex ante then...