Central banks have two core missions: the pursuit of monetary policy to achieve broad macroeconomic objectives and the maintenance of financial stability, including the management of financial crises. The latter mission is closely connected to regulation and supervision of the banking system, so I include this within the central banker's perspective, as well as broader issues related to systemi...

I study the optimal architecture of bank supervision in a federal system. A central supervisor gets information about a bank, for instance through stress-testing, and decides whether an on-site examination should be performed by a local or a central authority. Local supervisors have lower inspection costs, but do not internalize crossborder externalities. The optimal degree of centralization de...

The exchange of foreign currency to rupiah or vice versa in Indonesia can be carried out by the public commercial banks non - business entities commonly called as money changer non-bank traders. activities traders (KUPVA BB) general thrive areas which economy, tourism are growing and area that is being origin Indonesian workers working abroad. purpose writing this paper study legal basis regula...

This paper captures advances in prudential regulation and supervision for challenger banks fintech the UK. It presents a critical analysis of supervisory approaches towards fintech. The focus is placed on fast-growing firms (FGFs), building review performed by Prudential Regulation Authority (PRA) Bank England (BoE) 2019. Specifically, it comprises examination underlying regulatory framework re...

This study investigates the relationship between prudential regulation and banking risk in West African Economic Monetary Union contingent on institutional quality. The empirical analysis employed panel data from 63 banks spanning 2006–2019. key findings reveal that stringent regulations supervision enhance banks’ stability. Capital regulations, activity restrictions, supervisory authorities re...