This paper presents a novel method of using Dynamic Soft Descriptor as a fraud prevention method for Merchant (as opposed to card Issuer) in a credit/debit card transaction under Card Not Present (CNP) environment, such as online transactions. A unique identifier is embedded into the transaction descriptor, which will instantly appear in the cardholder’s credit/debit card online statement. By c...

In recent technology smart card (Debit Card/Credit Card) is used for many of the activities such as marketing, online transactions, in ATMs etc. But due to theft/cracking of smart card passwords there would be an unusual loss of property. Hence in this paper i introduce some combinational techniques of securing the smart card using a biometric algorithm. This algorithm uses fingerprint recognit...

This article presents a novel approach to the problem of bytecode verification for Java Card applets. By relying on prior off-card bytecode transformations, we simplify the bytecode verifier and reduce its memory requirements to the point where it can be embedded on a smart card, thus increasing significantly the security of post-issuance downloading of applets on Java Cards. This article descr...

The new VITEK 2 colorimetric card was compared to the previous fluorometric card for identification of yeast. API 20C was considered the "gold standard." The new card consistently performed better than the older card. Isolates from CHROMagar Candida plates were identified equally as well as those from Sabouraud dextrose agar.

Faculty of Electrical Engineering, Mathematics and Computer Science CE-MS-2006-05 Power analysis of smart cards is commonly used to obtain information about implemented cryptographic algorithms. We propose a similar methodology for reverse engineering of Java Card applets. In order to acquire power traces, we present a new microcontroller based smart card reader with an accurate adjustable trig...

In an era of the digital world, carrying of ATM cards should no more be a restriction to withdraw the money. A simple SIM card would do the needful replacing the necessity of a physical ATM card to access an ATM. When the ATM card holder is out of station or unable to locate his ATM card and if any cash payments are to be done urgently, then he can withdraw the cash himself or by sending any ex...

CarD, an essential transcription regulator in Mycobacterium tuberculosis, directly interacts with the RNA polymerase (RNAP). We used a combination of in vivo and in vitro approaches to establish that CarD is a global regulator that stimulates the formation of RNAP-holoenzyme open promoter (RPo) complexes. We determined the X-ray crystal structure of Thermus thermophilus CarD, allowing us to gen...

We present an extension to JAVA CARD Dynamic Logic, a program logic for reasoning about JAVA CARD programs, to handle JAVA CARD’s so-called non-atomic methods. Although JAVA CARD DL already supports the atomic transaction mechanism of JAVA CARD, non-atomic methods present an additional challenge: state updates triggered by such a non-atomic method are not subjected to any transaction that may p...

Recently, some credit card companies have introduced limiteduse credit card numbers—for example, American Express’s single-use card numbers and Visa’s gift cards. Such limited-use credit cards limit the exposure of a traditional long-term credit card number, particularly in Internet transactions. These offerings employ an on-line solution, in that a credit card holder must interact with the cre...

Merchant fees and reward programs generate an implicit monetary transfer from “cash” users to credit card users because merchants generally do not set differential prices for card users to recoup the costs of merchant fees. On average, each cash-using household transfers $50 to households that use credit cards, and each credit card using household receives a subsidy of $240 every year. Among ca...