Can allowing foreign participation in the banking sector increase real output, despite the imperfectly competitive nature of the industry? Using a new model of heterogeneous, imperfectly competitive lenders and a simple search process, we show how endogenous markups (the net interest margin commonly used to proxy lending-to-deposit rate spreads) can increase with FDI while the rates banks charg...

This paper considers the electromagnetic scattering problem of periodically corrugated surface with local imperfection of structural periodicity, and presents a formulation based on the coordinate transformation method (C-method). The C-method is originally developed to analyze the plane-wave scattering from perfectly periodic structures, and uses the pseudo-periodic property of the fields. The...

Natural areas have been reserved for thousands of years. However, the reasons for reservation have changed with time. Natural areas management objectives have changed from personal/individual human needs to environmental protection. Unlike old protected areas, new protected areas have multiple management objectives. The management objectives changed from protection for now to protection for the...

Dena Biosphere Reserve located in Iran and is a 550 Biosphere Reserve in the worlds. This research was investigated in the two protected and non-protected areas, in a Dena Biosphere Reserve, Kohkeloye va Boyrahmad province, and central zagros forest, southwest of Iran. Inventory methods designed by systemetic-randomaiz method by use the rectangular plots that were 15×30 meters in the 100×100 m ...