The operational activities of FinTech (Financial technology) have restyled the functionalities classical financial system in terms cash holding. purpose this study is to scrutinize FinTech’s effect on holdings Nigeria. Using quarterly data collated from Central Bank Nigeria 2009 Q1-2020 Q4. cointegrating nexus was estimated using autoregressive distributed lag/bounds test model (ARDL) and error...

The study sought to investigate customers’ satisfaction about the quality, accessibility and challenges associated with electronic banking in Ghana Kumasi Metropolis as Focus. Quantitative research method descriptive design was used. primary data obtained through purposive questionnaire were analyzed using Statistical Package for Social Sciences (SPSS), Principal Component Factor Analysis, Rela...

The link between Financial inclusion (FIN ) and digital finance(DF) is the primary subject of this research. Digital finance inclusive financial though have been adjudged to be related; there are quite a plethora issues that still unclear concerning nature type their relationship. Why they related at what point related? Short or long-run relationship? To clarify these issues, study applied Auto...

We study a multimodal-learning problem where, given an image containing single-line (printed or handwritten) text and candidate transcription, the goal is to assess whether represented in corresponds text. This problem, which we dub matching, primarily motivated by real industrial application scenario of automated cheque processing, whose automatically information bank (e.g., issue date) match ...

This research aims to analyze the effect of Self-Service Technology on customer satisfaction digital service users at Indonesia Islamic Bank especially BSI KCP Kisaran. Kisaran consists Automatic Teller Machine (ATM), internet banking, and mobile banking. also how is influence these three SST facilities simultaneously satisfaction. uses a quantitative approach with multiple linear regression an...

and Richard Kopcke provided helpful comments. The data used in the study were made available by Bank Rate Monitor. Joshua Congdon-Martin and Marie Willard supplied excellent research assistance. The debate on automated teller machine (ATM) fees heated up recently, when voters in San Francisco and Santa Monica approved bans on banks' charging non-customers for using their ATMs. A federal court r...

Technological developments make the world borderless. The development of information and communication technology has touched banking sector. Based on operational system, types banks can be divided into conventional Islamic banks. This study aims to explain digitalization bank products in Indonesia. method used this research is normative legal research. As one efforts increase capability, more ...

Fingerprint recognition systems are widely deployed in various real-life applications as they have achieved high accuracy. The used include border control, automated teller machine (ATM), and attendance monitoring systems. However, these critical prone to spoofing attacks (a.k.a presentation (PA)). PA for fingerprint can be performed by presenting gummy fingers made from different materials suc...