This paper examines the impact of restricting foreign bank entry on bank net interest margins while controlling for (a) impediments to domestic bank entry, (b) the degree of foreign bank ownership of the domestic banking industry, (c) an array of bankspecific characteristics, (c) banking sector concentration, and (d) various country traits. Using data on almost 1200 banks across 47 countries, t...

Abstract This paper provides the first evidence of positive bank-to-bank spillovers. I show that geographic linkages between banks engage in home lending same region transmit shocks from one bank to another. exploit deposit base located counties experiencing shale oil booms and a nonshocked nonboom county expands more if its have greater exposure booms. Results shock has impact on prices counti...

A number of authors have developed varied indices for measuring central bank independence with the aim of determining whether there is any association between central bank independence and inflation rates. Most analyses focused on industrialized countries, although more recently the interest has shifted to the emerging and less developed countries. The general trust of the results of these stud...

This study discusses some empirical findings on telephone and cell phone adoptions in Latin American and Caribbean nations. Exhaustive pooled regressions are undertaken for this set of nations, using data from the World Bank for the period of 1989-1999. The results show that telephone and cell phone adoptions are different in nature, and cell phone adoption complements telephone adoption. Count...

e-banking (electronic banking) is the modified business banking toward e-business (electronic business) banking that actually uses the electronic communication channels such as internet, phones, cell phones and the like. by using this method, the demands of customers such as time independent and high flexible actions are satisfied. in this process, marketing is so important because guiding cust...

This research is motivated by Credit Risk and Profitability that occurs in National Banks, namely Bank BRI, Mandiri, BNI 2012 - 2021. study analyzes the effect of credit risk using Non Performing Loans (NPL) while profitability uses Return On Assets (ROA). ). The method descriptive quantitative with observations analytical techniques used are classical assumption test simple linear regression t...