Following the deregulation policies implemented by the Chinese government in 2001, foreign banks were allowed to enter the Chinese banking market gradually, in different years in different cities. As a result, from 2001 to 2006 firms in different cities had differential access to foreign bank credit. Using an extensive firm-level dataset from the manufacturing census in China, this paper studie...

How do credit-constrained communities cope with the financial consequences of environmental crises? Beginning in April 2014, residents Flint, Michigan, were exposed to lead-contaminated water resulting from a series governmental missteps. In this paper, we use spatial distribution lead and galvanized pipes Flint study effect crisis on households’ health, including loan balances, repayment outst...

Abstract This work focuses on credit access and demand in Italian firms using the RIL dataset, a sample representative of firms, for year 2015. We investigate whether gender firm’s decision-maker plays role requesting obtaining loan. Our results suggest that women are significantly less likely to ask credit, while no significant differences approval found between two genders. Moreover, gap disa...

Employing a dataset of 1,160 Indian firms, we study the impact global financing conditions on firms’ borrowings abroad across different phases credit. While abundant credit in post financial crisis period allowed firms to take advantage relatively cheap abroad, show that access external finance has declined since 2013. We find 2013, lenders are differentiating borrowers and it is specifically l...

ABSTRACT: This study assessed the parameters determining access of producers to agricultural credit in Turkey. research was carried out production areas par excellence country. A total 409 have been surveyed. The data collected during first quarter 2021 and relates socio-economic demographic characteristics as well factors likely influence their credit. analysis results from logistic regression...