Many factors innuence the performance of a learned classiier. In this paper we study diier-ent methods of measuring performance based on a uniied set of cost models and the eeects of training class distribution with respect to these models. Observations from these eeects help us devise a distributed multi-classiier meta-learning approach to learn in domains with skewed class distributions, non-...

Research on relationship lending focuses attention on economic factors which influence the relationships between SMEs’ owners/managers and banks but no previous work has focused on the role of trust. Trust is expected to reduce agency costs, the perceived credit risk and, thus, influence credit availability and credit terms. Trustworthiness is associated with three attributes of SME owner manag...

This paper, based on a field investigation in rural West Bengal, aims to identify possible ways which can enhance the farm income of marginal farmers. It is observed that micro-credit system under joint liability credit contract play dominant role during time disbursement institutional credit, but availability and size this mainly depend operational holdings households. also provided through sy...

Many factors innuence a learning process and the performance of a learned classiier. In this paper we investigate the eeects of class distribution in the training set on performance. We also study diierent methods of measuring performance based on cost models and the performance eeects of training class distribution with respect to the diierent cost models. Observations from these eeects help u...

Many factors innuence a learning process and the performance of a learned classiier. In this paper we investigate the performance eeects of class distribution in the training set. We also study diierent methods of measuring performance based on cost models and the performance eeects of training class distribution with respect to the diierent cost models. Observations from these eeects help us d...

We present a model with agency costs where heterogeneous firms raise finance through either bank loans or corporate bonds and where banks are more efficient than the market in resolving informational problems. We document some major long-run differences in corporate finance between the United States and the euro area, and show that our model can explain those differences based on information av...

This paper is aimed at strengthening policy reforms in the area of agriculture credit delivery system for the sustainability of agriculture for food security and rural development. In India strengthening of agriculture is important for elimination of rural poverty, food insecurity, unemployment and sustainability of natural resources. But till today strengthening of agriculture was meant to be ...

a study was conducted at five villages of dzongu, north sikkim in india to identify various constraints faced by the farmers during poultry production. selection of respondents of poultry farmers was done on the basis of simple random techniques. the data were collected from each respondent through structured questionnaire as well as self observations. the study indicated that the input (82.25%...