As China’s accession into the World Trade Organization and opening its financial market, competition in the banking industry is getting throat-cutting in China. Using Internet banking to acquire market shares is critical for banks’ survival and therefore understanding drivers for Internet banking adoption is critical for banks’ success. Applying Davis’s technology acceptance model and incorpora...

A Review of mechanisms for secure e-banking used by Greek Banks is presented. Some comparison, the common perceptions of security, the opposite directions and trends for future directions are also presented. We conclude with interesting deductions. 1 REQUIREMENT AND AVAILABLE TECHNOLOGIES During the last two decades banking industry has adopted new service channels. The most widely known are AT...

Even though there is a plethora of studies investigating the challenges of adopting ebanking services, a search through the literature indicates that prior studies have investigated either user adoption challenges or the bank implementation challenges. This study integrated both perspectives to provide a broader conceptual framework for investigating challenges banks face in marketing e-banking...

this research studies the impact of e-banking service quality on customer satisfaction and commitment. the aim of study is applicable, and given the importance of topic, 384 customers of saderat bank branches in tehran province who experienced the use of bank electronic services selected by sampling and randomly. by the use of a questionnaire, the data are collected. for evaluating questionnair...

With rapid development of information technology, the banking industry has undergone significant operation changes over the last decade. Owing to few studies have examined the role of privacy concerns, trust and their antecedents in this issue, we consider that it is essential to identify the factors affect the adoption of Internet banking. Therefore, an empirical study was undertaken and the d...

Electronic banking has been around for some time in the form of automatic teller machines and telephone transactions. More recently, it has been metamorphosed by the Internet; a new look and delivery channel for banking services that benefits both customers and banks. The objective of this paper is to find out the correlation between the anticipated benefits/challenges and encountered benefits/...

The US banking industry has gone through a decade of mergers and consolidations where the universal view appears to be that achieving larger scale is the only means for survival among the megabanks of the nation and the world. However, one of the smallest banks in the nation, Security First Network Bank, has shaken up traditional bankers by introducing branchless banking via the internet. The i...

Adoption of IT innovations is attracting increasing attention. Researchers are particularly interested in factors that affect the adoption of IS and IT innovations. Innovation diffusion theory is used frequently to evaluate the effect of perceived innovation attributes and the adoption of innovations. Nevertheless, explanatory power of perceived innovation attributes varies across different inn...

Distributed Denial of Service (DDoS) attack imposes a severe threat to the extensively used Internet based services like e-commerce, e-banking, transportation, medicine, education etc. Hackers compromises the vulnerable systems for launching DDoS attacks in order to degrade or sometimes completely disrupt such services. In recent years, DDoS attacks have been increased in frequency, sophisticat...

It is commonly believed that good security improves trust, and that the perceptions of good security and trust will ultimately increase the use of electronic commerce. In fact, customers’ perceptions of the security of e-payment systems have become a major factor in the evolution of electronic commerce in markets. In this paper, we examine issues related to e-payment security from the viewpoint...