Between 2010 and 2012 with bank stability as the ultimate target, five European countries implemented a tax levy on banks’ liabilities thereby decreasing cost of equity relative to debt. Using difference-in-differences approach we assess impact this participation in syndicated loan market. We further investigate along size capital structure. find that banks located where was supply more credit....

 This paper investigates the financial stability, measured by z-score technique in Islamic banking system of 20 countries from 2000 to 2010. We compare the stability of Islamic banks to the commercial banks, before and after the financial crisis. The empirical results from panel estimation show that: a) the large Islamic banks are more stable than the large commercial banks and furthermo...

Farm Credit markets in the United States are excellent testimony to high performance over the long term in providing credit and related services to the farm sector, and to timely innovation of new financial institutions, instruments, and practices for meeting farmers' capital and credit needs. These markets evolved from strong reliance a century ago on country or frontier,banks, local merchants...

In the past two decades many changes have occurred in the banks serving the corporate market. This paper seeks to describe how the universal corporate bank as part of the international bank has developed and to assess the future prospects for this form of banking. Financial market changes in the 1980s boosted direct market transacting and threatened conventional commercial banking. In sections ...

T he cyclical banks have different behavior than other banks. The structure of the balance sheet in cyclical banks is different from anti-cyclical banks. The cyclical banks have a relationship between leverage growth and asset growth while the other banks have no relationship between asset growth and leverage growth in the banking system. This relationship depends on the structure of...

This paper examines how public intervention (prudential policy) in the banking area should be pursued and aims at providing points for discussion in considering what kind of system should be established to promote both the efficiency and stability of banking functions. The basic thrust of the paper is that it is effective to utilize market mechanisms to improve the efficiency of banking functio...

Marketing Communication becomes increasingly necessary in today’s competitive environment. It becomes mandatory for the banks to think seriously about how they can compete effectively with other financial institutions. This has led them to pay due importance to marketing communication strategies. Marketing Communication strategies perform two different functions i.e. attract the deposits on one...

Federal Reserve Bank of Atlanta E C O N O M I C R E V I E W Third Quarter 2002 I magine a world where your favorite bank is like Starbucks: you can find a branch at every corner, in every city on the globe. Imagine a world where in emerging markets all banks are international because local banks have either disappeared or been bought out. The world just described is not as distant from reality ...

Corporate governance (CG) is an important effort to ensure accountability and responsibility and is a set of principles, which should be incorporated into every part of the organization. This study focused on the state of Corporate Governance (CG) in two categories of the banking industries: Conventional Banks and Islamic Banks. As Conventional Banks and Islamic Banks differ a great deal in the...

During the global financial crisis, banks were under severe pressure to maintain adequate liquidity. This resulted in demands for cash from various sources, including counterparties, short-term creditors, and, especially, existing borrowers. Also, banks were forced to maintain more liquid assets in the event of unexpected future losses that may occur from securities write-downs. This can cause ...