This paper studies the influence factors and the influence mechanism which effect Chinese adaption intention of mobile payment based on TAM model, theory of social psychology and innovation diffusion. It takes near-field mobile phone payment as practical example to do questionnaire survey with 623 samples in China and then the data were analyzed by SPSS20.0 and AMOS20.0 software .The result sho...

Near Field Communication (NFC) is an attractive technology which is used in several countries for contactless payment operations via mobiles. This technology is suffered from increasing the security weaknesses. In the NFC mobile payment systems, the payment operations are vulnerable to various attacks. Therefore, the authentication protocol in the NFC technology has the highest priority to deve...

Mobile NFC payment is an emerging industry, estimated to reach $670 billion by 2015. The Mafia attack presents a realistic threat to payment systems including mobile NFC payment. In this attack, a user consciously initiates an NFC payment against a legitimate-looking NFC reader (controlled by the Mafia), not knowing that the reader actually relays the data to a remote legitimate NFC reader to p...

This case, written on the basis of published sources, concerns the decision facing management of Starbucks Canada about how to implement mobile payments. While Starbucks has currently been using a mobile app to accept payments through their proprietary Starbucks card, rival Tim Hortons has recently introduced a more advanced mobile payments solution and the company now has to consider its next ...

Everything in the world is turning into electronic mode; all our basic requirements are now fulfilled electronically through e-business. One of the main operations that are affected is the payment of different transactions and activities. The latest payment techniques emerged recently was mobile payment where a user can proceed with the payment operation easily through mobile. This study identi...

This study’s objective was to develop a new model to classify mobile payment systems. Analysis of current classifying models revealed their lack of user’s perspective. The new model proposed in this paper focuses on the consumer. The classification criteria have been derived from analyzing existing m-payment systems, and their distinct characteristics visible to the consumer. This new user-cent...

For technologies such as electronic commerce, mobile payments, internet and mobile banking etc. customers are concerned about security issues that arise as a result of adoption of these technologies. However, in practice, we find that customers forgo their considerations of risk in the technology, if the benefits of using the technology overpower the risks involved in using the technology. Unde...

The paper proposes a unified risk-benefit analysis framework for investigating consumers’ adoption of mobile payment technology. Based on perceived risk theory and risk-benefit analysis literature, the proposed framework integrates three variables—perceived risk, perceived benefit and perceived value, to predict consumers’ intention to use mobile payment. All the proposed hypotheses are well su...

Mobile technologies are powering up economic and social development in developing countries. This pilot study aims to generate a set of preliminary results that will contribute to advancing research on the impact of mobile money services on microenterprises and microentrepreneurs. The location of the study is set in rural Cambodia.