The risks involved in litigation are well documented; they include the risk of incurring legal expenses. While much literature focuses on contingent fees as a mechanism for litigants to shift this risk, there is little work on legal expenses insurance—the dominant means of shifting this risk in Europe. In our model, a risk averse plaintiff may purchase legal expenses insurance. The defendant ma...

Most working-age adults have group health insurance coverage through an employer.Those without access to job-based coverage have the option of buying insurance directly in the individual insurance market.That market, however, is the primary source of insurance for only a small proportion of adults ages 19 to 64.To understand the reasons behind low participation rates,The Commonwealth Fund 2001 ...

Students may extend their Graduate UC Student Health Insurance Plan for up to two quarters if on an approved leave of absence. You must have been covered by UC SHIP in the term immediately preceding the term for which you want to purchase coverage or, if you waived enrollment in the prior coverage period, show proof of loss of the plan used to waive. Proof of loss means an official letter of te...

This report describes an experimental investigation of two factors which are believed to influence users trust and willingness to engage in online commerce. The factors are: (a) reputation (a factor related to brand), and (b) personalisation. One hundred and seven users were logged on to a mock travel insurance website and asked to fill in insurance forms online, to make a decision as to whethe...

Students may extend their Graduate UC Student Health Insurance Plan for up to two quarters if on an approved leave of absence. You must have been covered by UC SHIP in the term immediately preceding the term for which you want to purchase coverage or, if you waived enrollment in the prior coverage period, show proof of loss of the plan used to waive. Proof of loss means an official letter of te...

Students may extend their Graduate UC Student Health Insurance Plan for up to two quarters if on an approved leave of absence. You must have been covered by UC SHIP in the term immediately preceding the term for which you want to purchase coverage or, if you waived enrollment in the prior coverage period, show proof of loss of the plan used to waive. Proof of loss means an official letter of te...

Students may extend their Graduate UC Student Health Insurance Plan for up to two quarters if on an approved leave of absence. You must have been covered by UC SHIP in the term immediately preceding the term for which you want to purchase coverage or, if you waived enrollment in the prior coverage period, show proof of loss of the plan used to waive. Proof of loss means an official letter of te...

When formulating life-cycle models in economics, the economic profession has focused on restrictions on theory from empirical data on consumption, wealth, and leisure. This has yielded substantial progress. However, central aspects of these models must still be regarded as controversial. Two such open questions are how to model families and how to model and measure within-family altruism. The b...

Students may extend their Graduate UC Student Health Insurance Plan for up to two quarters if on an approved leave of absence. You must have been covered by UC SHIP in the term immediately preceding the term for which you want to purchase coverage or, if you waived enrollment in the prior coverage period, show proof of loss of the plan used to waive. Proof of loss means an official letter of te...