We estimate the impact of Community Reinvestment Act (CRA) on small business lending in lower-income neighborhoods. Using 2004-2016 panel data census tracts, we apply a combined regression discontinuity and fixed effect method. find that number loans increases by about 3 to 4 percent total dollar amount 6 10 tracts becoming treated CRA. The results are robust along many dimensions suggest CRA h...

We examined the effect of increased cognitive load on visual search behavior and measures of gait performance during locomotion. Also, we investigated how personality traits, specifically the propensity to consciously control or monitor movements (trait movement 'reinvestment'), impacted the ability to maintain effective gaze under conditions of cognitive load. Healthy young adults traversed a ...

Abstract Background The Kentucky Income Reinvestment Program (KIRP) is a statewide reinvestment of income generated by the Ryan White HIV/AIDS (RWHAP) AIDS Drug Assistance Program, which provides comprehensive early intervention services targeting those at highest risk for HIV infection. objective this study was to compare screening rates in persons who inject drugs (PWID) Syringe Service Progr...

Recently published and estimated historical data illustrate that economic surplus declined during the thirteenth fourteenth centuries in England, helping explain "crisis of feudalism" started century. It was not until several later, when capitalism became dominant system, began to rise on a consistent basis, due reinvestment portion into productive activities, greater ratio capital income renta...

Austrian foreign direct investment (FDI) increased quickly since 1992. The profitability of these investments did improve over the full period under consideration (1992 to 2005). In particular investments in Central and Eastern Europe became rather profitable. In 2005 total annual profits translate into an average return on equity (RoE) of 8.3%. However, returns differ to a large extent by regi...

The concept of best-estimate, prescribed by regulators to value insurance liabilities for accounting and solvency purposes, has recently been discussed extensively in the industry and related academic literature. To differentiate hedgeable and non-hedgeable risks in a general case, recent literature defines best-estimates using orthogonal projections of a claim on the space of replicable payoff...