The study examined the effect of modern payment platforms on financial service accessibility in Nigeria: a rural banking model. Specifically, this effects Automated Teller Machines-ATM operations, Mobile Banking operations-MOB, Internet Banking-INB and Point Sale-POS operations Number Account Holders-NAH Nigeria. spanned from 2009 to 2021. adopted robust least square estimate. Meanwhile, source...

Augmented reality (AR) applications in the food industry are considered innovative to enrich interactions among consumers, products, and context. The study aimed investigate effects of AR environments on sensory responses consumers towards different yogurts. HoloLens headsets were used set up two environments: (1) coconut view (ARC) (2) dairy (ARD). Hedonic ratings, just-about-right (JAR), chec...

multiple traveling salesman problem (mtsp) is one of the most popular operation research problem and is known as combinatorial optimization problems. mtsp is an extension version of the famous and widely used problem named traveling salesman problem (tsp). because of its benefices in various domains, many researchers have tried to solve that, and many methods have proposed so far. mtsp is a np-...

In the manufacturing industry, spray painting is often an important part of process. Especially in automotive perceived quality final product closely linked to exactness and smoothness For complex products or low batch size production, manual used. But large scale production with a high degree automation, usually performed by industrial robots. There need improve simplify generation robot traje...

Hazelnut, which is one of the major export products in Turkey, can be generally evaluated and preserved dried form. There are difficulties encountered keeping its internal temperature humidity constant at desired values because it commonly exposed to solar energy outdoor environment. Especially due rainy variable weather conditions, possible decay decompose inner hazelnut without full drying. B...

This research is based on the lack of narrative regarding market as an important space for trade in Palembang City area. In fact, one most trading spaces transaction process, meeting sellers and buyers, cultural exchange. a city has fairly well-known market, especially during Dutch colonial period, namely Pasar 16 Ilir Merchants from various ethnic backgrounds at Ilir, such as: Local traders Ar...

cardiovascular diseases are one of the most common diseases that cause a large number of deaths each year. coronary artery disease (cad) is the most common type of these diseases worldwide and is the main reason of heart attacks. thus early diagnosis of cad is very essential and is an important field of medical studies. many methods are used to diagnose cad so far. these methods reduce cost and...

This article provides descriptive insights of the experiences family caregivers persons living with dementia during COVID-19 pandemic. Data were generated as part a qualitative cross-national project to explore costs and consequences providing unpaid care. Participants in Jamaica, who recruited using community gatekeepers, information booths at health fairs, conferences, other outreach events, ...

evolutionary algorithms are some of the most crucial random approaches tosolve the problems, but sometimes generate low quality solutions. on the otherhand, learning automata are adaptive decision-making devices, operating onunknown random environments, so it seems that if evolutionary and learningautomaton based algorithms are operated simultaneously, the quality of results willincrease sharpl...

determining the optimal location of wells with the aid of an automated search algorithm is a significant and difficult step in the reservoir development process. it is a computationally intensive task due to the large number of simulation runs required. therefore,the key issue to such automatic optimization is development of algorithms that can find acceptable solutions with a minimum number of...