Within Lloyds Banking Group the heritage HBOS Corporate division deals with Corporate loans, and is required to assess these loans for risk in accordance with the Basle Accord regulations. Statistical Risk Rating models are developed by the risk analysts to assess the obligors credit worthiness. It is necessary then to provide the bankers who originated the loan ('Relationship Managers' or RMs)...

BACKGROUND Representations of chemical datasets in spreadsheet format are important for ready data assimilation and manipulation. In addition to the normal spreadsheet facilities, chemical spreadsheets need to have visualisable chemical structures and data searchable by chemical as well as textual queries. Many such chemical spreadsheet tools are available, some operating in the familiar Micros...

One unique feature of the computer as a teaching and learning tool is visualization. This powerful visualization capacity of the computer is unprecedented and incomparable with all other traditional teaching aids. Now abstract concepts that have proved difficult for teachers to explain or for students to grasp using traditional teaching approaches or aids can now easily be produced and understo...

The article presents a method of explaining the principles of 3D graphics through making a revolvable and sizable orthographic parallel projection of cuboid in Excel. No programming is used. The method was tried in fourteen 90 minute lessons with 181 participants, which were Informatics teachers, undergraduates of Applied Informatics and gymnasium (grammar school) students. Questionnaire survey...

There has long been a disconnect between the resources of the web and desktop commodity software, such as Microsoft (MS) Excel. We attempt to unite the world of the Web (through Web services) with the familiarity of desktop applications – in this case Microsoft Excel – and to test the effectiveness of this strategy through a usability evaluation framework. Excel is a widely used spreadsheet pac...