The rapid advancements in communication and information technology have changed the functional scenario of the banking sector significantly. The savings in time, money and effort by a novel channel of banking called as internet banking has been found to be an optional channel for the traditional banking. The objective of this study is to identify the determinants of internet banking adoption in...

New information technology (IT), especially the internet, have revolutionised the finance industry with the rapid growth of electronic finance. E-finance activities include all types of financial activities carried out over the internet or other public networks, such as online banking, electronic trading, the provision and delivery of various financial products and services (for instance insura...

The rapid proliferation of mobile phones and other electronic gadgets has not only changed the way people live, but also created a new channel for marketing. One such new technology is the mobile banking development, which can significantly impact a bank’s operational efficiency and customer service aspects. Yet, the adoption of mobile banking in the Asian region has been relatively slow compar...

Pakistan banking sector has gone through tremendous technological changes and launched Online banking Information System (OBIS). However, the literature reports that users are uncertain and indecisive to accept and use the system. Therefore, it generates interest for further research to explore the factors behind users’ reluctance to accept and use OBIS. The literature suggests that there is li...

<p>Online banking and other e-banking modes are a very convenient way to in terms of speed, convenience delivery costs, but they have brought many risks alongside them. Online has created new risk orientation even forms risk. Technology plays an important role as both source tool for control. The purpose this research is identify the security situation application analyze attacks that cou...

In a qualitative research approach, an interpretive case study has been conducted. 26 experts from a large financial service provider of the cooperative banking sector were interviewed. The impact of organizational culture on the management of an organization’s IT project portfolio was subject to inquiry. We have identified three core dimensions of the organizational culture of the analyzed ban...

This paper examines the bank lending relationships of a large sample of technology and nontechnology firms that went public during the 1996 through 2000 period. We use a unique hand collected dataset to examine the characteristics of firms that establish pre-IPO bank lending relationships and whether post-IPO performance is related to the existence and size of pre-IPO banking relationships. We ...

The advent of the internet is revolutionizing the financial services industry. In the future, electronic banking (EB) will become a strategic factor, evolving from mere transaction banking to the provision of individual, highly customized solutions. For this new way of EB it is essential to have a profound knowledge about the customer. In this paper, we discuss customer modeling as a solution f...

Traditional information technology (IT) security risk assessment approaches are based on an analysis of events, probabilities and impacts. In practice, security experts often find it difficult to determine IT risks reliably with precision. In this paper, we review the risk determination steps of traditional risk assessment approaches and report on our experience of using such approaches. Our ex...