This title sounds rather restrictive. It is and it is meant to be! Of the 700,000 licensed physicians in North America fewer than 500 are full-time medical directors for life insurance companies. Many more have broader corporate roles as employee health physicians, medical director of health insurers or as providers of medical care for segments of the community. Others are involved in disabilit...

Prostate cancer is comprehensively reviewed from the perspective of risk-stratification. Epidemiology and staging are assessed. The diagnostic implications are described. Treatment strategies are outlined and underwriting implications are presented.

Nowadays, the service industries play an essential role in the economic development of countries, and among the various fields of insurance, life insurance is of particular importance because it covers its cover directly to humans. Increased competition in the insurance industry has led managers to seek marketing strategies that, in addition to increasing insurance sales, reduce costs and gain ...

The aim of this paper is to transfer the concept of market-consistent embedded value (MCEV) from life to non-life insurance. This is an important task since the differences between management techniques used in life and non-life insurance make management at group level very difficult. Our methodology might be a way out of this unfavorable situation. After explaining the idea of MCEV, we derive ...

Abstract: Interest rate is assumed for the constant in some insurance references. They include the calculation of spouse allied scheme insurance premium and reserve and calculation of family combined insurance premium under the constant interest rate.Interest randomness in life insurance has received considerable attention in recent literatures on actuarial theory and its applications. In order...

This paper evaluates the extent of adverse selection in life insurance and annuities in international markets. We examine the extent of adverse selection in group and individual life insurance. In addition we also compare results with prior analyses of adverse selection in international annuity markets, focusing on the US, UK and Japan. Our results may be used to assess the extent to which life...

There is a vast theoretical literature on dynamic contracts that has received very little empirical attention (exceptions are Chiappori, Salanie and Valentin (1999) and Hendel and Lizzeri (2003)). This paper describes how a recent development in the life insurance market further illustrates the usefulness and power of the dynamic risk-sharing/learning model originally proposed by Harris and Hol...

This paper considers an optimal life insurance for a household subject to mortality risk. The household receives wage income continuously, which could be terminated by unexpected premature loss of earning power. In order to hedge the risk of losing income stream, the household enters a life insurance contract. The household may also invest their wealth into a financial market. Therefore, the pr...

Deregulation and widespread economic changes have fundamentally affected the business environment of European life insurance companies over the last decades. We apply multi-stage data envelopment analysis to identify the impact of the changing environment on productivity and efficiency of European life insurance companies. Considering a sample of 960 life insurance companies from 14 European co...