This ethnographic case study is taken from Kenieroba, western Mali, a region characterized by limited transportation, industry, and commercial agriculture. Openended interviews with women, performed in all 35 households, show that effective microcredit programs require transparency, accountability, capacity building elements, a staff knowledgeable about local economic conditions, and agents who...

We use repayment data from Grameen Bank groups to study mutual dependence in behavior among participants. Such dependence is a measure of group cohesion, and is interpreted as evidence for the existence of inter-connectedness among members at the group level. Results from a dynamic fixed-effects probit model demonstrate that individual repayment outcomes are significantly influenced by own lagg...

This research aims to discover whether access to microinsurance might make any difference to the microcredit receivers in terms of reducing their use of child labour. The research decomposes households into three broad groups: microcredit participants with microinsurance, microcredit participants without microinsurance and non-participants of microcredit and microinsurance. Using household info...