There is a growing interest in studying the adoption of m-payments but literature on the subject is still in its infancy and no empirical research relating to this has been conducted in the context of the UK to date. The aim of this study is to unveil the current situation in m-payment adoption research and provide future research direction through the development of a research model for the ex...

The next generation of banking applications won’t be on desktop or mainframes but on the small devices we carry every day. In this project authors have focused on, how biometric mechanism provides the highest security to the mobile payment. Secured e banking on the mobile is the latest issue for all mobile users. The present security issues surround the loss of personal information through the ...

Mobile payment is considered by many experts as the next “big thing”, that will kick-off existing eand m-commerce efforts and unleash the true potential of mobile business. Different approaches come to the market and try to address existing needs, but up to now no global solution exists. In this paper we present the approach followed by the EU IST SEMOPS [3] project, its architecture and the in...

An old saying coming from the telecom world states that nothing can be really considered as a service unless you are able to charge for it. The last several years have seen a boom in interest in mobile commerce, mainly due to the high penetration rates of mobile phones. Furthermore, there is evident the need for a real-time, open, and trusted payment service that can be used any time, anywhere,...

Today, new technologies that allow cellular (mobile) phones and other handheld devices to access the Internet have made wireless business transactions possible. This phenomenon is known as mobile commerce or M-Commerce. What must be done to secure financial transactions via mobile commerce? Due to the advent of the Internet, electronic business transactions have exploded around the globe. Gener...

Mobile (feature) phone-based monetary transactions are common in the developing world, where there are millions of users in Africa and India. These mobile payment systems are often offered by network carriers acting as a clearing house for a small fee on each transaction. This payment system does not require the user having a bank account. Evaluations of these payment systems usability and secu...

In this paper we propose an anonymous mobile payment system based on a group blind signature scheme in order to prevent blackmailing. The message transfer from the customer to the merchant occurs only once during the payment protocol. Also, the amount of communication between customer and merchant is about 900 Bytes. Therefore, our mobile payment system can be used in the wireless networks with...

This paper proposes an extended mobile payment service model founded on the existing ones to solve the non-repudiation problems with fair non-repudiation protocols for all phases in a typical m-commerce transaction. The novel model bases on assumptions about the cooperation between mobile network operators and financial institutions to deal with different payment amounts ranging from micro to m...

573 Abstract— In this paper is given one method of constructing payment via commonly used mobile phone, SIM-card and plastic card based on USSD-commands. NOWADAYS we can't imagine business and commerce without ICT. Government adopted many legislative acts, resolutions and decrees based on law and creating favorable conditions for online conducting of bargains. All these were done for the develo...