Fannie Mae and Freddie Mac, the two large government-sponsored enterprises (GSEs) that are at the center of US residential mortgage finance, are “elephants in the room” that are being ignored as part of broad-brush financial sector reform. Neither the Dodd–Frank Act nor recently proposed overhauls of Dodd–Frank have addressed reform of the GSEs’ structures, although the GSEs were placed in gove...

Internet economy is a new economic phenomenon generated in information network era and has become an essential element of economic development and social operation. Due to the characteristics of height credit, virtualization of economic forms and changing patterns in the Internet economy, the massive illegal criminality also has produced in different forms at the same time, which necessitates g...

Additionally, there is an increasing need to maintain easy access to historical information for business or regulatory requirements. For example, a company may need to protect its interests by retrieving historical financial transactions to satisfy customer inquiries and resolve claims. In other cases, corporate policy or government regulations dictate that data must remain accessible for years...

1 Monsanto Company (Monsanto) has petitioned APHIS for a determination that MON 87705 soybean is unlikely to pose a plant pest risk (Rogan, 2009) and, therefore, should no longer be a regulated article under APHIS’ 7 Code of Federal Regulations (CFR) part 340. APHIS administers 7 CFR part 340 under the authority of the plant pest provisions of the Plant Protection Act of 2000 . This plant pest ...

This Comment illustrates how government regulation, criminal justice, private legal actions, and market forces contribute to the security of online transactions. Further, it argues that government regulation aimed at the prevention of cybercrime should be the primary focus of the efforts to improve online security. Ultimately, the Comment argues that as more businesses more online, securing onl...

The savings and loan debacle of the 1980s was a costly but important learning event for depository regulation in the United States. The origins of the debacle lay in restrictive government regulation that eventually led to financial difficulties for savings and loan institutions in the late 1970s and early 1980s. The Congress and at least three presidential administrations delayed for far too l...

This discussion is divided into two parts. The first, which addresses takings of private water rights, makes the following points: government regulation of private property for a public purpose, such as protection of species, raises important constitutional questions concerning whether a compensable “taking” of private property has resulted. This section discusses the property and liberty inter...

Private enforcement, or litigation, has played a historic role in protecting public health in the United States. Litigation is often employed as a means to protect public health when government regulation is absent or ineffectual. Litigation has been successfully employed to control both asbestos and tobacco and is poised for success in combating the obesity epidemic. Litigation is effective be...

Background: A high prevalence of noise-induced hearing loss (NIHL) is observed amongst employees in the steel manufacturing industry. Objective: To determine the prevalence of NIHL and current noise abatement techniques implemented at a steel manufacturing plant. Methods: Structured questionnaires were completed by permanent employees at a steel-manufacturing plant for the purpose of collecting...

The microwave leakage from current microwave ovens, which are manufactured to meet government emission standards, is reviewed. Typical leakage values imply exposure values well below the most conservative exposure standards in the world. A review of recent developments discloses increasingly stringent government regulation along with advances in techniques for suppression of microwave leakage. ...