Trust is expected to reduce transaction costs and agency costs and thus influence the cost of credit for small businesses. Assessments of trustworthiness are based on the ability, benevolence and integrity of the owner manager. The study examines whether lending managers’ assessments of the trustworthiness of SME owner managers are associated with the interest rate charged. Data were obtained f...

The capacity to trust wisely is a critical facilitator of success and prosperity, and it has been conjectured that people of higher intelligence are better able to detect signs of untrustworthiness from potential partners. In contrast, this article reports five trust game studies suggesting that reading trustworthiness of the faces of strangers is a modular process. Trustworthiness detection fr...

Developing trustworthy software systems that are complex, and used by a large heterogenous population of users is a challenging task. Component-based software engineering (CBSE) has many attractive features that can provide an effective solution to these challenging issues. However, the essential requirements of CBSE have not been met in the current approaches. Therefore, we present a CBSE appr...

Trust is expected to reduce transaction costs and agency costs and thus influence the cost of credit for small businesses. Assessments of trustworthiness are based on the ability, benevolence and integrity of the owner manager. The study examines whether lending managers’ assessments of the trustworthiness of SME owner managers are associated with the interest rate charged. Data were obtained f...

Evidentiality is the linguistic representation of the nature of evidence for a statement. In other words, it is the linguistically encoded evidence for the trustworthiness of a statement. In this paper, we aim to explore how linguistically encoded information of evidentiality can contribute to the prediction of trustworthiness in natural language processing (NLP). We propose to incorporate evid...

Trust is expected to reduce transaction costs and agency costs and thus influence the cost of credit for small businesses. Assessments of trustworthiness are based on the ability, benevolence and integrity of the owner manager. The study examines whether lending managers’ assessments of the trustworthiness of SME owner managers are associated with the interest rate charged. Data were obtained f...

Trust is expected to reduce transaction costs and agency costs and thus influence the cost of credit for small businesses. Assessments of trustworthiness are based on the ability, benevolence and integrity of the owner manager. The study examines whether lending managers’ assessments of the trustworthiness of SME owner managers are associated with the interest rate charged. Data were obtained f...

In this paper we contribute to the general philosophical‎ ‎question as to whether empirical testing can ever prove a physical law.‎ ‎Problems that lead to this question arise under several contexts‎, ‎and the ‎matter has been addressed by the likes of Bayes and Laplace‎. ‎After pointing‎ ‎out that a Bayesian approach is the proper way to address this problem‎, ‎we‎ ‎show that the answ...

By adulthood, people judge trustworthiness from appearances rapidly and reliably. However, we know little about these judgments in children. This novel study investigates the developmental trajectory of explicit trust judgments from faces, and the contribution made by emotion cues across age groups. Five-, 7-, 10-year-olds, and adults rated the trustworthiness of trustworthy and untrustworthy f...

Personal profiles on social network sites have become an important tool for social evaluation that is, assessing pro file owners’ characteristics (e.g., personality traits, narcis sism, physical and social attractiveness). The present study is one of the first to examine how users’ trustworthiness is evaluated by naïve observers based on information con tained in Facebook profiles, or profile c...