to emerge in the Philippines. After being in the wholesale microfinance lending business for two years, BanKO (which is licensed as a savings and thrift bank) was ready to jump into retail microfinance by using the mobile phone as its main channel. With years of experience at Bank of the Philippine Islands (BPI), Chief Executive Officer (CEO) Teresita Tan knew all too well the high cost of bran...

This paper estimates a structural demand model for commercial bank deposit services in order to measure the effects on consumers given dramatic changes in bank services throughout US branching deregulation in the 1990s. Following the discrete choice literature, consumer decisions are based on prices and bank characteristics. Consumers are found to respond to deposit rates, and to a lesser exten...

Credit Risk management becomes major discussion issues in the financial institutions because of uncertainty related to borrower’s business. The aim this study is assess credit risk tools and technique that are being used bank what extent current performance supported by proper policy, procedure strategy. design descriptive. research applies for both qualitative quantitative method primary data ...

The perpose of this study to aim influece ROA (return on Asset), ROE equity) dan DER (Debt equity ratio) DR in Sharia Islamic Banking Demang Lebar Daun Palembang. Analysis data using multiple regression analysis tools. result ROA, and simultaneosly effect the Debt ratio, but there are no partialy have debt ratio. This focus ROE, usefeul further reseach discuss about capital structure. 
 Ke...

Purpose: The purpose of the study is to test and analyze Influence Service Marketing, Referral Trust Icon Corporate on Radical Marketing through Customer Satisfaction at Bank Jatim Sememi Branch Surabaya.
 Design/methodology/approach: Purposive Sampling Method. total sample 100 Respondents Branch. This research a Survey Research Quantitative approach. data analysis technique this uses Part...