Paper analyzes optimization scopes of electronic systems involved in retail banking and presents an approach to cash management and support system for automatic teller machine (ATM) network. This approach is based on an agent oriented technologies. According researches we described most suitable system architecture for ATM cash management and support system. Different software platforms and age...

this paper aims to recognize and evaluate the dimensions of market orientation with an emphasis on hr roles in iran banking industry. to achieve this purpose, this paper is structured in two phases. in the first phase, we tried to recognize the dimensions of market orientation with an emphasis on hr roles in banking industry by using comments of marketing and hrm experts and bank staffs. in the...

as mobile technologies are becoming more advanced and mobile devices are making a big impact on daily life, a new type of payment system named mobile payment (m-payment) has emerged, enabling users to pay from their wireless devices especially mobile phones. this paper analyzes currently available wireless-payment systems and finds the stored-value card to be the best overall payment scheme for...

Recently, a variety of initiatives have been launched around the globe, which seek to use the mobile phone to provide financial services to the ―unbanked‖. These services take a variety of forms—from longdistance remittances of large sums of money, to micropayments, to alternative currencies where the stored minutes (or credits) in a handset replace or augment cash holdings and transfers. Relat...

In recent years, the Software Architecture of an Internet banking has become one of the most challengeable and risky fields of modern technology. The advent of the Internet has revolutionized the way banking is being done. In Internet banking, we analyzed some attributes such as usage, security, availability, load balancing and so on. Among those attributes Load Balancing is a serious problem i...

A growing awareness of the commercial benefits of online banking have contributed to a sense of urgency among banks to deploy such systems. However, while security of the communications is usually well considered, most do not sufficiently address the security of the platform on which these applications run. In this paper, we outline two existing on-line banking schemes and describe how this wea...

The banking industry has initiated an assortment of new customer services and products using Information Technology (IT) systems. The banking industry has gone through many modifications as a consequence of the introduction of IT. In fact, the configuration of the industry is incessantly altering because of speedy expansion of IT. The sustained accomplishment of IT applications means that the b...

We examine the effect of financial openness on the development of financial systems in a panel of 35 emerging markets during the period of 1976 to 2003. A group of indicators including variables from banking sector, stock market, and national capital accounts are used as measures of financial openness and financial development. In addition, aggregate index measures are developed to incorporate ...

This study underscores the strategic role – both political and economic – of banking sector reform in the overall pursuit of economic development and democratization. It compares trajectories of banking sector reform in Middle Eastern and African countries that have remained on the margins of the new global economy. A close look shows that their governments’ willingness to embrace reform has di...