In this paper, we propose an Internet payment system which uses a payment gateway to handle the credit card payment transaction between customers, merchants and banks. To test and evaluate the payment system, we build an online travel agency called E-Travel, which simulates a real-life E-Payment application. On-line travel services including flight reservation, selling of travel accessories, to...

Composition, change and complexity have attracted ev- eryone’s attention towards Self-Adaptive systems. These systems, inspired by the human body, are capable of adapting to changes in the inner and outer environment. The main objective of this study is to achieve a more con- venient availability for e-banking services in the payment switch, using self-healing systems and focusing on the failur...

As the size of domestic credit card market is steadily growing, marketing method for companies to secure customers also changing. The process understanding individual preferences and payment patterns has become an essential element, it developed a sophisticated personalized properly understand customers’ interests meet their needs. Based on this, system that recommends products or stores suitab...

Traditional payment methods such as credit cards are not suitable for small amount payment because the transaction may cost certain commission comparable to the small amount payment. When we buy a cheap item at real shop, we pay by cash. But, how about online shopping where you cannot pay by cash? There are a ton of contents online having potential value to sell but not as expensive as credit c...

Existing payment methods like cash and debit/credit card payments are still predominant in our daily lives. Nevertheless, these methods are not well suited for new payment scenarios as for example e-commerce and TV shopping, resulting in increased fraud and high disputes handling costs. Next-generation payment methods must meet technical, user, and business requirements that cover traditional a...

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To encourage home ownership, the United States tax code treats the financing and sale of housing differently from most other goods. For example, the interest payments on your home mortgage and your property taxes are deduct-ible from your federal income taxes while the interest on your credit card bill for your vacation to Paris is not. Furthermore, the profit you make on the sale of your house...