The face of agricultural lending has changed dramatically over the last several decades from both a demand and supply perspective. Farm numbers are down, but size is up. The distribution of farms is increasingly bimodal; 2% of farms today produce over one half of total sales. Largesized operations are capital intensive, utilizing the latest technologies embodied in variable and fixed inputs to ...

Factoring services can be traced historically to Roman times. Closer to our own era, factors arose in England as early as the thirteenth century, as commissioned merchants for manufactures in distant, unfamiliar markets. These factors relieved manufacturers of selling and credit collection responsibilities and specialized in assessing the market's risk and collecting monies due. While demand fo...

in this study it has been initiated to find out the credit strength and financial performance of cement industries in bangladesh through investigating the financial report for the period from 2007 to 2011. financial ratios are employed to measure the liquidity (working capital to total assets), profitability (retained earnings to total assets), efficiency (earnings before interest and taxes to ...

We provide an overview of the relationship between financial networks and systemic risk. present a taxonomy different types risk, differentiating direct externalities organizations (e.g., defaults, correlated portfolios, fire sales), perceptions feedback effects bank runs, credit freezes). also discuss optimal regulation bailouts, measurements risk centrality, choices by banks regarding their p...

The main objective of this research is to assess the impact energy certificate ratings (EPCs) on value per m2 Portuguese housing sales. Data from 289 municipalities between 2014 and 2019, analysed with a fixed effects panel method moments quantile regression, were used. EPCs high efficiency (e.g., A+, A, B, B-) are used as proxy for dwellings “green” or “environmentally friendly” certificates. ...

Credit cards that can be used only for health care expenses are growing in popularity in the United States, a trend that is putting money in the pockets of medical professionals but may be hurrying patients down the road to personal bankruptcy. Over the past three or four years, US financial institutions have begun partnering with health care providers to offer medical credit cards to people wi...

E-commerce furnishes farmers in rural China with a novel solution accomplishing entrepreneurship transformation, but serious credit constraints still coexist it at present, which may restrict the release of e-commerce’s potential. Therefore, this study investigates whether formal promotes entrepreneurial farmers’ e-commerce utilization and explores its influencing mechanism. Based on survey dat...

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Based on CNN Indonesia's economic growthIndonesia minus 2.2% in 2020 so that causes revenuesociety declines, corporate performance weakens due to depressed sales and production,as well as investments are still not improving. In addition, the supply side risk of failurepay is very large indirectly bad credit (credit crunch) wellincrease. The firm level data method shows during 2020, occurredcrun...

A bank is a multiproduct firm. While its products can be grouped into two broad categories, credit and deposit services, each of these categories comprises many distinct products. In addition to these “traditional banking services,”1 some banks, either directly or through affiliated companies, offer a wider array of financial services. A continuing trend toward deregulation is likely to further...