Since July 1, 2007, New Zealanders have had a new option for their retirement savings―KiwiSaver―a type of subsidized, defined contribution retirement savings plan offered by private-sector providers. New labor force entrants in permanent positions who are aged 18 or older are automatically enrolled in a KiwiSaver plan, but are able to opt out of the plan if they wish. Also, all individuals youn...

Financial well-being refers to one’s overall satisfaction with their current financial condition, and it plays a significant part in young adults’ success as well ability overcome psychological health concerns. It has become crucial concern for individuals, households, societies, countries recent years, yet research on the subject is sparse dispersed among fields. As result, assessed an empiric...

entities must restate their comparative financial statements when they correct prior periods accounting errors or change accounting methods. although financial restatements have adverse effects on the relevance and reliability of financial statements’ information, financial restatement has increased considerably among listed companies in tehran stock exchange, tse, in the recent years. the main...