Over the years, the focus has been on protecting network, host, database and standard applications from internal and external threats. The Rapid Application Development (RAD) process makes the web application extremely short and makes it difficult to eliminate the vulnerabilities. Here we study web application risk assessment technique called threat risk modeling to improve the security of the ...

This paper provides an empirical assessment of the effects of financial sector policies on development of the financial system in Malaysia over the period 1959-2005. The technique of principal component analysis is used to construct a summary measure of interest rate policies in order to account for the joint influence of various interest rate controls imposed on the Malaysian financial system....

This paper reviews what we have learned over the past decade about financial literacy and its relationship to financial decision-making around the world. Using three questions, we have surveyed people in several countries to determine whether they have the fundamental knowledge of economics and finance needed to function as effective decision-makers. We find that levels of financial literacy ar...

Some eligible patients with financial hardship may not be referred to assistance programs because cancer care providers do not know the full extent of patients' needs. This article describes barriers cancer care providers face in identifying patients who have financial concerns by using qualitative data from 21 interviews with providers from one Canadian province. Interviews were audio recorded...

Mobile and wireless technology for health (mHealth) has the potential to improve health outcomes by addressing critical health systems constraints that impede coverage, utilization, and effectiveness of health services. To date, few mHealth programs have been implemented at scale and there remains a paucity of evidence on their effectiveness and value for money. This paper aims to improve under...

Differences between product and corporate carbon footprint seriously hinder its wider implementation. The compound method based on financial accounts is a tiered hybrid analysis developed from advances in ecological footprint which main strength is its capability to calculate both product and corporate carbon footprint in a comprehensive assessment. This work aims to evaluate the compound metho...

Credit risk is the most important of banks’ financial risks. As far as the largest Swedish banking groups are concerned, 60 per cent of their assets consist in lending to the public. Consequently, measures for mitigating credit risk are of significant importance for banks in their risk management. During the financial crisis, credit risk in the financial system has become of focal importance fo...

Economic evaluations of mining projects incorporate the examinination and assessment of the technical, financial, social and political aspects of the environment in which the mineral deposit is situated. This paper outlines some technical inputs that form the basis for financial evaluation. These include estimates of mineable ore, pro­ duction rates, performance of production systems, capital a...

European Commission trusted for implementation the European Social Fund (ESF) to Member States through a commonly agreed decentralized management system, including compliance to the “sound financial management” principle within the Members’ State designated Authorities obligations. While implementing ESF, Romania should comply too with this principle all projects cycle life: national ESF progra...