Abstract: Because of the nature their practice and location, community pharmacies subject owners employees to heightened risk from theft, fire, malpractice, among other threats. As a result, liability insurance is required for personnel. This paper describes vulnerability liabilities, as well options benefits they offer. Finally, challenges policy uptake by in low- middleincome countries were i...

Recent wildland fire disasters have attracted interest from a variety of disciplines seeking to reduce impacts on people and natural resources. Architecture, insurance reinsurance, city county government, engineering sectors contributed ideas mitigate or avoid damage during fires. This paper examines the modern system in terms historical context for fire, primarily US, discusses some characteri...

Global insurance markets are vast and diverse, and may offer many opportunities for remote sensing. To date, however, few operational applications of remote sensing for insurance exist. Papers claiming potential application of remote sensing typically stress the technical possibilities, without considering its contribution to customer value for the insured OPEN ACCESS Remote Sens. 2014, 6 10889...

T he amount of risk sharing among households, regions, or countries is crucial in determining aggregate welfare. For example, pooling resources at the national level can help regions better deal with natural disasters like floods. Similarly, pooling resources with an insurance company can help individuals deal with shocks like a house fire or a car accident. Capital accumulation and economic gr...

This study aims to determine whether there is an influence between consumer behavior factors on purchasing decisions for fire insurance at PT. Mandiri AXA General Insurance Banjarmasin branch. The type of data used quantitative research. in the form that including cultural, social, personal and psychological factors. population people - who have become customers branch, totaling 305 people. Sam...

Introduction Manual rating of specific risks begin with a base rate, which is then modified by appropriate relativity factors depending on characteristics of each risk. Classical methods of deriving indicated relativities, are described by McClenahan (1996) and Finger (1996). A number of different modeling procedures are described in Brown's (1988) "minimum bias" paper and Venter's (1990) revie...

This paper describes a geographic ratemaking procedure that does not require territories or territory boundaries. The procedure develops a unique rate for every point on the map. The result can be visualized as a smooth surface over a map, with the height of the surface at any point representing the rate for that point. Abrupt changes in rates such as those which occur at territory boundaries a...