Francesco Viti ∗ , Delft University of Technology, Department of Civil Engineering, Section Transport and Planning, Stevinweg 1, 2628CN Delft, The Netherlands and Katholieke Universiteit Leuven, Department of Civil Engineering, Section Traffic and Infrastructure, Kasteelpark Arenberg 40, 3001 Heverlee, Belgium. Henk J. Van Zuylen, Delft University of Technology, Department of Civil Engineering,...

Kiva is an online philanthropic crowdsourcing platform that connects lenders with the borrowers in the third world. It is via the stories conveyed by the loan descriptions that the lenders get to know the borrowers and make the decision to help. In this project we study how the loan descriptions affect the funding speed of the loans. We train recurrent neural networks and long short-term memory...

Article history: Received 5 April 2007 Received in revised form 3 March 2008 Accepted 17 April 2008 Available online 25 April 2008 There has been a considerable expansion of the volume of syndicated loans in emerging markets in the recent years. We provide the first analysis of the determinants of the decision of banks to syndicate a loan on a sample of loan facilities from 50 emerging countrie...

Mobile banking is getting a lot of attention as a result of the fact that the majority of the world population has some kind of mobile device and the rate of acceptance of mobile banking is increasing. To stay ahead of competition banks should take this opportunity to re-engineer the traditional time consuming process of loan negotiation and introduce mobile loan negotiation. In this work we pr...

This paper studies companies that have a controlling shareholder. In particular, it examines the relationship between firm performance and its controlling shareholder’s personal loan. We present a model to identify two effects of a personal loan that is secured by stocks. The loan can be beneficial ex ante, because it relaxes the wealth constraint of controlling shareholders and allows firms to...

Abstract. We consider a controlled system of differential equations modeling a firm that takes a loan in order to expand its production activities. The objective is to determine the optimal loan repayment schedule using the variables of the business current profitability, the bank’s interest rate on the loan and the cost of reinvestment of capital. The portion of the annual profit which a firm ...

We examine the effect of house price appreciation on bank loan portfolios during the 1996—2006 period. While most previous research in this area has concentrated on loan demand effects, we evaluate how house prices affect a bank’s credit supply. Controlling for possible simultaneity between house prices and bank loan portfolio growth, we find that banks affected by greater house price appreciat...