a r t i c l e i n f o The expansion of microfinance has triggered concerns of rising indebtedness, and higher default and interest rates. Using a screening model, we show that even if interest and default rates increase due to expansion, borrower welfare may improve. This is because: (i) all borrowers previously denied credit can obtain loans, and (ii) screening costs for pre-existing borrowers...

This paper attempts to provide a first step toward understanding the role of credit portfolio management in Nepalese microfinance institutions (MFIs) and overcome those problems associated with risk management. The (CPM) has become most crucial functions MFIs for sound loan quality. study is based on descriptive research design. Several findings are made through review literature that parallel ...

2 Since 2006 China's central government has opened up its financial markets to foreign Microfinance Institutions (MFI). The idea is that by allowing MFI's to operate, Agricultural Banks would lead to increase access to credit, economic efficiencies and growth in rural agriculture, and efficiency within the financial system in underserved markets. Microfinance as it is understood today refers to...

The purpose of this study was to determine the role microfinance institutions in empowering small and medium-sized communities. SMEs really need institutions, especially terms funds expand markets develop their businesses, so as make a large contribution national economy. MFIs has been tested, survived economic crisis even strengthened. MSMEs are business units where Indonesian economy far reli...

The effects of board gender diversity (BGD) on financial stability institutions have long been an important topic, creating a rich strand literature that focuses extensively banks. Meanwhile, little is known about the implications BGD risk in microfinance (MFI). This study aims to fill this gap. Using data sample retrieved from MIX Market database spanning 2009–2018 period and random-effects es...

The recent finance sector clean-up in Ghana led to the collapse of a number microfinance institutions (MFIs), which reignited discussion whether MFIs can achieve much-needed financial sustainability while also meeting goal reaching out poor. In that regard, this paper explores potential for improve breadth outreach by fostering inclusion and deepen depth targeting poor simultaneously pursuing s...

This study reviewed the effect of credit risk management on financial performance microfinance institutions (MFIs) in Nigeria. Utilizing a qualitative review methodology, found that proactive assessment, thorough appraisal, proper loan monitoring, and prompt recovery procedures are essential components efficient management, which has substantial impact MFI performance. Credit is also improved b...

Purpose - This article investigates the factors influencing financial performance and level of sustainability microfinance institutions (MFIs) in Togo. Methodology Ordinary least squares models binary probit were employed research to identify determinants return on assets as a proxy for operational institutions. Unbalanced panel data collected from MIX Market database 29 MFIs Togo over period 1...

We explore whether loan officer gender affects repayment performance in Cameroonian microfinance institutions (MFIs). After controlling for demand-side factors (borrower characteristics), lending methodology, contract terms, year, and industry fixed effects, we apply a pooled probit model to unique loan-level dataset including more than 7000 loans approved between 2007 2012 by two commercial MF...

This study examines how microfinance institutions (MFIs) in the Delhi/National Capital Region have changed over time and what that has meant for growth of micro, small, medium-sized businesses (MSMEs)”. “Seeing a need, this research set out to investigate affect expansion development small businesses. About 400 respondents were surveyed, 221 full questionnaires returned using random sample proc...