Merchants are competing to offer the use of mobile payment to encourage shopping. many mobile payment systems were made available in various locations worldwide; however, they have various drawbacks. This paper proposes a new mobile payment system that discusses the main drawbacks of these systems, namely security and speed of transaction. The proposal is featured by being simple to use by cust...

For further development of electronic commerce, electronic payment systems play an essential role. Many payment schemes have been proposed, but none of them have been accepted as a standard payment system for a variety of reasons. In this paper, we evaluate payment schemes in terms of the three requirements: offline operability, anonymity and transferability. We think these three requirements a...

BACKGROUND The Quality and Outcomes Framework (QOF) of the 2004 UK General Medical Services (GMS) contract links up to 20% of practice income to performance measured against 146 quality indicators. AIM To examine the distribution of workload and payment in the clinical domains of the QOF, and to compare payment based on true prevalence to the implemented system applying an adjusted prevalence...

II HELSINKI UNIVERSITY OF TECHNOLOGY ABSTRACT OF MASTER’S THESIS Abstract Author: Teppo Halonen Name of thesis: A System for Secure Mobile Payment Transactions Date: 3 January 2002 Pages: 78 Department: Department of Computer Science and Engineering Chair: Tik-110 Supervisor: Professor Teemupekka Virtanen Instructor: M.Sc. Kimmo Rytkönen A need for secure payment methods in the mobile access ch...

Payment and settlement systems support financial transactions through credit, keep records of transactions by adjusting credit balances and require such balances to be periodically reset through settlement. We study the efficient design of financial trades when the payment system can monitor some transactions better than others and when liquidity provision in the form of settlement is costly. E...

The extraordinary growth of interconnected computer network & pervasive trends of using this network as new field for conducting Business process are stimulating the demand for new payment methods. These new methods attain high level of security, speed, privacy, decentralization & internationalization. This seminar surveys the state of art in payment technology & we proposed model for electroni...

Due to the diversification of financial instruments, the labor can adjust the mortgage payment to maximize personal utility function. We derive the optimal asset allocation by the different mortgage payment, and find that the labors who are more risk averse tend to take conservative strategy of investment. Because of the variation of labor income and mortgage payment, the allocation of risky as...

This final rule with comment period revises the Medicare hospital outpatient prospective payment system (OPPS) and the Medicare ambulatory surgical center (ASC) payment system for CY 2018 to implement changes arising from our continuing experience with these systems. In this final rule with comment period, we describe the changes to the amounts and factors used to determine the payment rates fo...

In Germany, there are about 2100 hospitals providing care for about 17 million inpatient cases per year.3 Hospitals are financed through a system of ‘dual financing’, which means that they receive funds from two different sources: infrastructure investments are covered directly by tax-funded state budgets, whereas operating costs are paid mostly by sickness funds and private health insurers.4 T...