In an era of the digital world, carrying of ATM cards should no more be a restriction to withdraw the money. A simple SIM card would do the needful replacing the necessity of a physical ATM card to access an ATM. When the ATM card holder is out of station or unable to locate his ATM card and if any cash payments are to be done urgently, then he can withdraw the cash himself or by sending any ex...

Seniors who officially withdraw from an institution of higher education before the completion of their degree program have been a concern to institutions of higher education for many years, for these are students who have demonstrated both the competence and the commitment needed to reach their senior year. Institutional data typically can describe withdrawing seniors’ advising college, the tot...

Data usage is of great concern for a user owning the data. Users want assurance that their personal data will be fairly used for the purposes for which they have provided their consent. Moreover, they should be able to withdraw their consent once they want. Actually, consent is captured as a matter of legal record that can be used as legal evidence. It restricts the use and dissemination of inf...