Based on differences between residential mortgage appraisals and automated valuation model (AVM) valuations from a leading valuation firm, at least 15% of non-agency securitized loans originated between 2001 and 2007 have upwardly biased appraisals, which cause average collateral value to be overstated by almost 5%. Simulations and internal data from a large lender that include funded loans and...

This study assessed the appraisal of the stressfulness of the cancer experience and its correlates for family members and older survivors living in the long-term survivorship phase of the disease. On average, family members appraised the cancer experience as more stressful than their surviving relatives. Beliefs about the effect of the diagnosis and treatment on family members were important co...

Software process appraisal is to assess whether an implemented software process complies with a process reference model. To conduct the appraisal, the appraisal team will request an organization to provide objective evidence reflecting practice implementation. Then such evidence will be examined, verified, and validated to generate appraisal results. This evidence collection process is done aft...

1. Manager enters their assessment of employee’s performance in the form. o Section I rates each performance standard and adds comments as appropriate. o Section II (Optional) – rates and enters comments for each performance goal. o Section III – rates the employee’s overall performance. Enter comments/assessment of their overall performance. 2. Manager sends the performance appraisal with thei...

Cognitive-relational theory emphasizes the fundamental role of cognitive appraisal in i..e stress process. However, existing measures of stress appraisal suffer from conceptual and methodological problems. The present paper reports the development of a new stress appraisal scale that attempts to overcome some of these difficulties. Six dimensions of primary and secondary appraisal were identifi...

1.1. Emotional Appraisal Process and Affect States Emotional processing is a multidimensional activity that includes appraisal of an event, subjective experience, physiological change, emotion expression, and action tendencies [1 4]. Experiencing events that cause emotions requires individuals to engage in judgment or appraisal of significance or relevance of these occurrences vis-à-vis their o...

BACKGROUND Evidence-based practice is important to.clinical health care professionals. Clinical nurses can make informed decisions by applying the best evidence to their care. However, standardized curricula on evidence-based medicine are lacking in nursing education programs. This study evaluated a critical appraisal education program and assessed its value in increasing nurses' knowledge of c...

effectiveness of military is function of training system effectiveness. notice to training system and knowledge about effectiveness and efficiency is one of the important functions of top military leaders. goal of this study is achieving a performance appraisal model for measuring effectiveness and efficiency of military university training system. for achieving this goal, we design two main qu...

BACKGROUND Based on death certificate data, the Texas Department of Health Bureau of Vital Statistics calculates age adjusted all-cause mortality rates for each Texas county yearly. In 1998 the calculated rates for two adjacent Texas counties was disparate. These counties contain one city (Amarillo) and are identical in size. This study examined the accuracy of recorded county of residence for ...

BACKGROUND To evaluate NHS England London region's approach to the revalidation appraisal of responsible officers in London, exploring perceptions of the quality and impact of the appraisal process. Revalidation is the process which aims to ensure doctors in the UK are up-to-date and fit to practice medicine thus improving the quality of patient care. Revalidation recommendations are largely pr...