This paper analyzes the adjustments in the structure of assets and liabilities of the Austrian banking sector taking place after a monetary tightening. Following increases in short-term interest rates, the share of loans to non-banks in interest-earning assets rises, which is at odds with predictions from the bank lending channel of monetary policy transmission. An extension of credit to nonfin...

bendway weirs are an important tool in multi-purpose erosion control and are implemented to control erosion, restore streams, and improve habitat. these structures create a hydraulic effect that reduces erosion on the outer bank of a bend by reducing flow velocities near the outer bank and reduce the concentration of currents on the outer bank creating better current alignment through the bend....

We measured the effect of wet meadow vegetation on the bank strength and failure mechanics of a meandering montane meadow stream, the South Fork of the Kern River at Monache Meadow, in California’s Sierra Nevada. Streambanks colonized by ‘wet’ graminoid meadow vegetation were on average five times stronger than those colonized by ‘dry’ xeric meadow and scrub vegetation. Our measurements show th...

We examine the optimal mixture and priority structure of bank and market debt using a trade-off model in which banks have the unique ability to renegotiate outside formal bankruptcy. Flexible bank debt offers a superior trade-off between tax shields and bankruptcy costs. Ease of renegotiation limits bank debt capacity, however. Optimal debt structure hinges upon which party has bargaining power...

iv Foreword The AIDS epidemic is one of the greatest development challenges of the 20th century. Since 1986 the World Bank has supported member country efforts to fight the epidemic in many ways, including lending, economic and sector analysis, grant support, technical assistance, and policy advice. This paper is the first comprehensive desk study of all World Bank HIV/AIDS-related activities f...

The Haw River, a high order river in the southeastern United States, is characterized by severe bank erosion and geomorphic change from historical conditions of clear waters and connected floodplains. In 2014 it was named one of the 10 most threatened rivers in the United States by American Rivers. Like many developed areas, the region has a history of disturbance including extensive upland soi...

Tulisan ini menjelaskan secara deskriptif dan analaitis terkait konversi Bank BUMD menjadi Syariah. yang dimaksud adalah Aceh Syariah NTB Kedua terbukti memberikan kontribusi cukup besar terhadap peningkatan market share bank syariah di Indonesia. Penulis berpendapat bahwa pola lebih efektif meningkatkan karena otomatis seluruh nasabah konvensional sebelumnya syariah, kemudian persepsi masyarak...

In this article the differences between blood bank 8...'1d normal blood is shown. The danger of massive blood transfusion specially in shocked patient is discussed. The importance of warm blood, correction of acidosis with ventilation and bicarbonate, and the use of fresh plasma to compensate the reduction of coagulation factors are mentioned. The value of acid­phosphaite-dexterose (APD) as sto...

This study is aimed at investigating the dimensions of customer satisfaction in Indonesia Islamic banking industry and how those dimensions could affect the customers’ switching behavior. Data collection is done by using self administered questionnaire and involves as many as 732 Islamic bank customers from the area of Jakarta. The methods used in this study are factor analysis and logistic reg...