The main objective of this article is to examine the impact of interest rates on investments in Poland in the context of financial crisis. The paper also investigates the dependence of bank loans to enterprises on interbank market rates. The article studies the impact of interbank market rate on the level of investments in Poland. Besides, this article focuses on the research of the correlation...

An asset network systemic risk (ANWSER) model is presented to investigate the impact of how shadow banks are intermingled in a financial system on the severity of financial contagion. Particularly, the focus of this study is the impact of the following three representative topologies of an interbank loan network between shadow banks and regulated banks. (1) Random mixing network: shadow banks a...

2 Introduction 3 1. The Bank Lending Channel 4 1.1 Interest Rate and Credit Channels: a Brief Overview of Theoretical Concepts 4 1.2 Determinants of the Bank Lending Channel 6 2. A Short Description of Latvia's Banking Sector 7 2.1 Importance of the Banking Sector for Latvia's Financial System 7 2.2 Structure of Latvia's Banking Sector 8 3. Discovering Asymmetries in Bank Lending Behaviour 12 3...

Based on the entropy weight TOPSIS method, this paper classifies A-share listed companies from 2007 to 2020 into green enterprises and heavy pollution enterprises, empirically studies impact of credit policy enterprise investment scale new bank loans. The results show that has a positive effect loans hypothesis is still valid after balance many robustness tests. Secondly, asymmetric, is, state-...

Using a unique sample of Chinese bank loans over the period 2007-2012, we analyze the repayment decisions of borrowing firms whose cash holdings are high enough to cover the maturing loans. We find that at the firm level weak legal enforcement increases the likelihood for these firms to default on its loan obligations. The impact of legal enforcement becomes stronger when firms face tighter fin...

The purpose of this study is to investigate the effects of "Asset Securitization" on bankschr('39') performances. Asset securitization is generally defined as the "financial process by which an owner of an asset, such as a portfolio of loans, receives cash upfront in exchange for the future cash flows from the asset without selling the asset in a normal contractual sales agreement." (Menzi et a...

Climate change poses new challenges to the banking sector. Thus, in this paper, we investigate effect of climate on bank loans using panel data covering 7,865 banks Indonesia from 2011-2021. We define into three variables, i.e., outstanding credit, non-performing (NPLs), and interest rates. Our results suggest that, six climate-related disasters, flood has a significant consistent effect. An in...

This study investigates the behavior of bank non-performing loans in Fintech era. Using data from 35 developed countries 1998 to 2016, findings show that are fewer second wave Also, positively related state business cycle Countries have high supply credit private sector experience The two-way interaction analysis lower during times economic boom and when there is higher second-wave

This paper analyses competition and mergers among risk averse banks. We show that the correlation between the shocks to the demand for loans and the shocks to the supply of deposits induces a strategic interdependence between the two sides of the market. We characterise the role of diversification as a motive for bank mergers and analyse the consequences of mergers on loan and deposit rates. Wh...