This paper embeds a fully-specified banking sector into a dynamic stochastic general equilibrium framework. The goal of the paper is to provide a first attempt at quantifying the effects of banking in general equilibrium, in terms of both its steadystate implications and dynamic properties. The paper provides valuable insights into the valuation of liquidity services provided by various financi...

Islamic banking is considered as alternative to conventional banking. It focuses on profit/loss and risk sharing, than interest based deposit/lending followed in conventional banking. Conventional Banking cherishes a long history while Islamic banking gained importance in last few decades. The study review and compare performance of conventional banks and Islamic banks operating in GCC region d...

With the rapid development of financial market, outbreak systemic risk is affected by many factors, among which shadow banking considered to be essential reason cause crisis and destroy stability system. In view system, considering banking, interbank lending, complex relationships between banks, a dynamic network model with under different structures proposed. Based on model, effects ROI, inves...

This paper examines episodes of banking sector distress for a large sample of developed and developing countries, highlighting the experience of Japan. By a host of criteria, Japan appeared to be in a stronger position than most countries at the onset of banking problems— low inflation, appreciating currency, balanced government budget, and large external surpluses. However, Japan followed a cl...

Recent econometric evidence has noticeably changed views on the desirability and the appropriate design of explicit Deposit Insurance Schemes (DIS). The purpose of this paper is to take a second look at the data. After surveying recent empirical work and providing a theoretical framework, we argue that existing studies may suffer from a selection bias. Building on a new database on explicit dep...

This paper provides empirical evidence on the impact of deposit insurance on the growth of bank intermediation in the long run. We use a unique dataset capturing a variety of deposit insurance features across countries, such as coverage, premium structure, etc. and synthesize available information by means of principal component indices. This paper specifically addresses sample selection and en...

An inclusive merger mechanism became one option for the Nigerian banking industry in response to a Central Bank of Nigeria’s policy to increase the minimum paid-up share capital requirement of Nigerian banks from N2 billion to N25 billion in July 2004, with December 31, 2005 as deadline. More than half of the 89 banks in Nigeria as at July 2004 were engaged in one form of merger. The study obje...

This paper aims to investigate the impact of credit risk on profitability banking sector in Sri Lanka. The is measured with and Return Assets. At same time, quantified four indicators: Non-performing loan Ratio (NPLR), Loan Deposit (LDR), Net Charge off (NCOR), Capital Adequacy (CAR). Data from thirteen banks over eight years 2010 2017 was analyzed using panel data regression analysis. finding ...