A growing body of literature is advancing the impact financial inclusion and digital finance on marginalized populations. However, mainstream scholarship has not focused understanding potential drivers challenges approaches to inclusion. This study aims investigate mismatch between assumptions implicit in discourse ideas access use technologies seeks move forward through a comprehensive framewo...

Financial inclusion, defined as the proportion of individuals and firms making use formal financial services, has become a central theme in discussions about how to achieve so-called inclusive development. Inclusive development refers striving for equal all individuals, particularly including marginalized (that is very poor) groups. According many, inclusion plays an important role achieving Un...

This study aims to assess the role of culture as a determinant financial inclusion, defined with respect formal account ownership, saving and credit in/from institutions. A sample 85 countries, comprising 50 developing 35 developed countries from World Bank’s Global Findex database is used perform probit estimations. Hofstede’s cultural dimensions, namely power distance, individualism/collectiv...