This research aims to discover whether access to microinsurance might make any difference to the microcredit receivers in terms of reducing their use of child labour. The research decomposes households into three broad groups: microcredit participants with microinsurance, microcredit participants without microinsurance and non-participants of microcredit and microinsurance. Using household info...

Flood risk reduction can be obtained in many ways and by many measures. A common approach in The Netherlands is to divide the measures in three layers: flood prevention, land use planning and emergency measurement. An important question is how to select the measures among these layers, and whether it is necessary to select measures in all three layers. In this paper we follow an economic approa...

Abstract The latest report by the Intergovernmental Panel on Climate Change (IPCC) warns of an increase in heavy rainfall events due to global warming and climate change, which can result significant economic costs for insurance companies businesses. To address this challenge, are focusing developing new risk management strategies offering products such as flood insurance. However, article argu...

This article investigates the influence of public risk mitigating activities on individuals’ decisions to privately mitigate their disaster risks through changes in perceptions. We exploit heterogeneity measures under U.S. Community Rating System empirically demonstrate that investment flood communication crowds insurance demand, while lower hazard residents face crowd out demand. contribute di...

Natural hazard insurance is advocated as an important means of risk management, however, private demand often remains below critical levels. Prior loss experience and the design governmental relief schemes are two factors potentially influencing decisions. We address these elements in monetary incentivized experiments which include representations natural Europe. The experiment reflects possibl...