Micro, small and medium enterprises (MSMEs) have become an important force in driving the country’s market economy 21st century. However, because of following drawbacks: i.e. single enterprise capital chain, unstable economy, high risk, etc., banks will take many risks if they lend to MSMEs. Therefore, it is necessary build a sound bank credit decision system promote development The analytic hi...

This paper examines public-private partnerships in micro-finance, whereby NGOs can help in channelizing credit to the poor, both in borrower selection, as well as in project implementation. We argue that a distortion may arise out of the fact that the private partner, i.e. the NGO, is a motivated agent. We find that whenever the project is neither too productive, nor too unproductive, reducing ...

The provision of formal micro-credit for refugees has been promoted as a dignified way to improve their ability generate income through small-scale enterprises and reduce poverty. As humanitarian funding declines in protracted displacement situations, such approaches are sought transform into self-reliant, resilient, entrepreneurial agents who no longer dependent on aid can overcome crisis with...

The objective of this paper is to determine the factors that favour granting credit in microfinance institution at Local Bank Mutual Agricultural Credit (LBMAC) largest BENIN a rural area. In methodological terms, estimation logistic regression model has been made. Several variables are collected explain access agricultural institution. results estimates show that, having one person as guaranto...