This study examines the relationship between gender and the factors that determine the adoption of mobile payment system among the students of tertiary institutions in Nigeria. The researchers focused especially on examining how the influence of the predicting variables differs by gender of the users. Technology Acceptance Model (TAM) was used with two additional variables to form the conceptua...

This paper examines consumer adoption of a new electronic payment service, mobile payments. The empirical data for the explorative study was collected by establishing six focus group sessions. The results suggest that the relative advantages of mobile payments include time and place independence, availability, possibilities for remote purchases, and queue avoidance. The interviewees found mobil...

This paper explored the critical factors influencing users’ intention to adopt mobile payment from a trust perspective. The results are based on a survey sample of 193 participants. SmartPLS2.0 is employed in the data analysis. The findings indicate that perceived ease of use, perceived usefulness, structure assurance and ubiquity have significant effect on users’ trust, which further affect us...

Automatic payment systems (APS) play an important role in the productive activity of the passengers transport companies. The companies using APSs profit from an improved security and commercial speed and their clients from a reduction in the trip cost. We describe how to apply the ubiquitous paradigm in order to improve APSs and present an APS model that allow clients to use different mobile de...

This paper primarily proposes an overview of the mobile payments market. In order to have a better understanding of this alternative payment method, we review different techniques supported by tools that can be used to analyze the mobile payment and its market.

While mobile shopping (m-shopping) is convenient in the age of mobile commerce, many people still discontinue their shopping using mobile devices even though they have the experience. Therefore, it is important for the m-shopping providers to understand the determinants of m-shopping continuance. This study extended Expectation-Confirmation Model (ECM) to examine the determinants of m-shopping ...

One challenging direction of mobile commerce (mcommerce) that is getting a great deal of attention globally is mobile financing. The smart-phone and PDA users all around the world are facing difficulties to become accustomed and trust in m-commerce. The main rationale can be the slow variation and lack of trust in mobile payment systems. Mobile payment systems that are in use need to be more ef...