We propose a novel technique for reducing the power consumed by the on-chip cache on SNUCA chip multicore platform. This is achieved by what we call a “remap table”, which maps accesses to the cache banks that are as close as possible to the cores, on which the processes are scheduled. With this technique, instead of using all the available cache, we use a portion of the cache and allocate less...

Informal lending and savings institutions exist around the world, and often include regular door-to-door deposit collection of cash. Some banks have adopted similar services in order to expand access to banking services in areas that lack physical branches. Using a randomized control trial, we investigate determinants of participation in a deposit collection service and evaluate the impact of o...

This paper investigates the relative importance of microfinance institutions (MFIs) at both macro (financial development, economic growth, income inequality, and poverty) micro levels (efficiency traditional commercial banks). We observe a significant impact on most fronts. MFIs’ participation increases overall savings (total bank deposits) credit allocation (loans to private sector) in economy...

1. This report presents findings of a study of Bank lending to small and medium enterprises (SME) in Serbia 1. The study uses methodology developed by the Bank and already used in a number of studies in South America. The study is based on answers to standard questionnaires and detailed on-site interviews with eight banks. The interviewed banks are the most active in SME lending in Serbia and a...

Casa is one that acts as a virtual bank vault for deposits in current and savings accounts. It beneficial only financial organizations authorized to do business under the Banking Regulation Act of 1939 can supply such banking deposits. These are referred low-cost liabilities. Compared other like recurring fixed deposits, these forms offer an interest rate around 4% depositors banks, which low c...

Financial instruments are one of the fundamental dimensions of financial markets that guarantee their efficiency and effectiveness of these markets. These instruments playe a main role in economy to direct money from saving sources to investment needs. These instruments provide possibility of financing companies from public and private sources and also are considered as investment instruments f...