Bank innovation in commercial bank is seeking to reduce costs, improve efficiencies, reach new customers or customer experience and of course, make money financial performance. Banking Industry one the most important service industries which touch lives millions people. Its unique both social economic points view a nation. During last decades, many countries have witnessed great change conditio...

Between 1889 and 1928 a British bank served as state bank and bank of issue of Iran (usually known as Persia until the 1930s), and held a virtual monopoly of the modern banking sector of that country. The Imperial Bank of Persia was one of a large group of British "overseas banks" founded in the nineteenth century which pioneered banking and established branches all over Asia, Australasia, Afri...

Purpose – The twin aims of the paper are to explore the differences in the consumption process between the traditional in-branch and web-based (e-mortgage) service channels and how the differences relate to any problems identified in the electronic service environment, with respect to information search and product evaluation. Design/methodology/approach – A process-oriented approach comparing ...

This study develops a Hybrid Systems DEA model to analyze the influence of automatic service on bank performance. There are two assumptions seldom used in prior banking studies that are introduced into the DEA model. The first assumes that automatic service inputs do not change proportionally with branch service inputs. The second assumes banks that employ different operating types have differe...

TheUKgovernment tookabruising in theheadlines (Sep 2008) after aHomeOffice contractor lost a USB stick containing unencrypted data on all 84,000 prisoners in England and Wales. As a result, the Home Office terminated the £1.5million contract with themanagement consultancy firm. The world woke up to the largest attempted bank fraud ever when the UK’s National HiTech Crime Unit foiled the world’s...

This study discusses the influence of service quality and product on customer satisfaction at Bank BRI branch office in Sidoarjo. The data used this were obtained from results a questionnaire that had been distributed to customers quantitative research was conducted with survey method purposive samplin technique. variables are independent include quality, as dependent variable. analysis is mult...

We propose an innovative interface protocol that will allow an access to multiple banks from a single outlet. This will enable a single branch to serve customers of several banks. This will in essence deleverage infrastructure of branch from banking business, allow banks to focus on service and product and not infrastructure, which is not its core competency. Having common branch will drastical...

Leadership appointment during mergers has a logical and established precedent when there is a clear target and acquirer. However, in the extraordinary case of Merger Of Equals (MOEs) – where this is relatively equal ownership, board representation, earnings contribution etc this process is much less defined and can often have serious consequences on the merger, both in closing negotiations as w...

Allen P.S., Meyer S.E., Beckstead J. (2013): A predictive model for soil seed bank outcomes in the Pyrenophora semeniperda–Bromus tectorum pathosystem. Plant Protect. Sci., 49 (Special Issue): S21–S24. Pyrenophora semeniperda is abundant in soil seed banks of Bromus tectorum, where it kills a fraction of seeds throughout the year. The pathogen engages in a race with host seeds for endosperm res...

This study examined the determinable factors affecting commercial banks deposits in Nigeria for period of 2000 to 2019 using panel data listed banks. The adopted secondary obtained from Deposit Money Banks annual reports and were analyzed. Explanatory variables proxied as Branch Network, Financial intermediation ratio, Bank size, Supply Economic Growth. while Dependent variable was by value ex-...