The Chinese banking sector has gone through a consistent process of the reform which includes liberalization of the business to foreign banks, privatization and listing bank shares, allowing diversifications into intermediary business beyond the traditional deposit and loan activities. In the mean time, the changing structures of the banking sector and the favourable economic condition in the r...

As the banking industry has consolidated in recent years, the number of banking organizations in the U.S. and in the Twelfth Federal Reserve District has declined dramatically.This consolidation trend raises public policy issues because of its implications for concentration and therefore competition in local banking markets. Specifically, mergers between banks in the same local market increase ...

As China’s accession into the World Trade Organization and opening its financial market, competition in the banking industry is getting throat-cutting in China. Using Internet banking to acquire market shares is critical for banks’ survival and therefore understanding drivers for Internet banking adoption is critical for banks’ success. Applying Davis’s technology acceptance model and incorpora...

Organizations know that information issues or problems exist, but struggle to find a clear way to get started to effectively manage this asset. Information is a business asset, and must be managed effectively. For supporting organizations towards better management of information, we propose Business Object Modeling (BOM) as a modeling approach. BOM enables companies for information management b...

Until this year, Citigroup was the only $1 trillion banking organization in the U.S. Now, there are two more—Bank of America has merged with FleetBoston, and J.P. Morgan Chase is about to complete its merger with Bank One.These megamergers are notable not only for their size but also for the geographic scope that the new institutions will serve. Indeed, they may signal the beginning of a proces...

China has been enjoyed a fast economic growth in the last three decades. One of the important reasons is its financial reform and development in banking sector. More and more foreign banks and nonstate-owned banks participate into the competition in banking industry. The productivity of banking sector keeps growing dramatically during the golden decade between the 1997 Asian financial crisis an...

nowadays, new technologies have changed the methods of serving customers in many service organizations. service in the banking industry has been influenced by international communication technology (ict) developments in essential ways. nowadays the importance of websites and their unique features in provision of services to customers is increasing. however, traditional methods of banking with d...

The purpose of this article is to capture the perceptions of knowledge management and intellectual capital in the banking industry. The reason for developing such a study is that little research as clearly addressed both subjects at the same time. After verifying that knowledge management and intellectual capital are identified as different concepts in the banking industry, the final aim of the...

This study examines Kahneman and Tversky's prospect theory in the commercial banking industry. Prospect theory predicts increased risk-taking behavior in the presence of below-target outcomes. Fishburn redefined risk (commonly measured as dispersion about the mean outcome) as the integral of a function that is based on distance below target outcome. This study uses rates of return and the prima...