Human being always wants to be more efficient in order to achieve more profit or welfare. In economic point of view, efficiency means optimize allocation of resources and maximize use of resources with minimum cost in a given technology. Nowadays, efficiency calculation in organizations or in different industries is a necessary step for comparing the level of competition in domestic and foreig...

In recent years, mobile operations have gained wide popularity among mainstream users, and banks tend to follow this trend. But are bank customers ready to move forward? Mobile banking appears to be a natural extension of Internet banking, . Thus, to predict consumer decisions to adopt mobile banking, it’s useful to understand the pattern of adoption of Internet banking (IB). This investigation...

The main intention of this research is to further more investigate the impact of Innovation, Risk and Ethics on adoption of mobile banking, as a research gap has been examined in the literature reviewed that the mobile banking adoption behavior of customers regarding these factors has not been discussed before. The targeted population for the research is the mobile user and nonuser, students of...

The purpose of this paper is to revisit the question of what factors influence cell phone banking adoption in South Africa, in the light of an earlier study conducted by Brown, Cajee and Davis. Brown et al. found that in 2002 despite the availability of cell phone banking, very few bank customers were making use of it. Hence a survey was conducted amongst potential users, rather than actual use...

E-banking has a lot of benefits that add value to customer’s satisfaction in term of better service quality, and at the same time enable banks to gain a competitive advantage over other competitors. However, more attention towards e-banking security is required and needed against fraudulent behavior because the lack of control over security makes e-banking still un-trusted for many till today. ...

There have been many fragmented studies of Internet service quality which have resulted in several models with different combinations of constructs and items, some focusing on different perspectives, and many using different names for the same construct. Some of these models were developed for the specific context of Internet banking. This paper consolidates these fragmented studies of Internet...

Using public data (Forbes Global 2000) we show that the asset sizes for the largest global firms follow a Pareto distribution in an intermediate range, that is "interrupted" by a sharp cut-off in its upper tail, where it is totally dominated by financial firms. This flattening of the distribution contrasts with a large body of empirical literature which finds a Pareto distribution for firm size...