This paper examines mortgage lending and concludes that studies based on data created by the Boston Fed should be reevaluated. A detailed examination of these data indicates that irregularities in these data, when combined with the most commonly used research methodology, appear to have biased previous research toward a finding of discrimination against minority applicants. When the most severe...

Technological advances and increased utilization of medical testing and procedures have prompted greater attention to ensuring the patient safety of radiation use in the practice of adult cardiovascular medicine. In response, representatives from cardiovascular imaging societies, private payers, government and nongovernmental agencies, industry, medical physicists, and patient representatives m...

In this paper, we deal with the complex relationship connecting inequality to innovation, and the ways through which public investment, in particular public participation to R&D initiatives, can affect it. We first stress that various different equilibria may exist in the inequality-innovation space. The positive relation that part of the economic theory often assumes to exist between (initiall...

State-based and process-based formalisms each come with their own distinct set of assumptions and properties. To combine them in a useful way it is important to be sure of these assumptions in order that the formalisms are combined in ways which have, or which allow, the intended combined properties. Consequently we cannot necessarily expect to take one state-based formalism and one processbase...

Can we use randomized field experiments to understand if and how persuasion efforts by campaigns work? To answer this question, we analyze a field experiment conducted during the 2008 presidential election in which 56,000 registered voters were assigned to persuasion in person, by phone, and/or by mail. We find persuasive appeals by canvassers had two unintended consequences. First, they reduce...

Sales force can be directly linked to revenue generation capabilities of almost all commercial enterprises. It is amazing to note how successful salespeople are effective in adapting their selling approaches specific to the selling situations. In industrial markets where products are approaching commoditization, salespeople play a crucial role in architecting value propositions that resonate wi...

Limitations: No screening studies that compared a screened population with a nonscreened population were found. Significant heterogeneity was found among the high-risk treatment trials (P 0.001). It is not clear from the detailed description of the studies which factors explain the differences in preterm delivery rates and potentially the association of treatment effect; however, both raise con...

While the adoption of Linked Data technologies has grown dramatically over the past few years, it has not come without its own set of growing challenges. The triplification of domain data into Linked Data has not only given rise to a leading role of places and positioning information for the dense interlinkage of data about actors, objects, and events, but also led to massive errors in the gene...

It is now nearly a decade since the theories of perverse sheaves and of the /adic Fourier transform came into being and gave fundamental new insights into the behavior of additive character sums over finite fields. Most of these insights were spellings out of the basic fact that the Fourier transform of a perverse sheaf is itself a perverse sheaf, a statement that amounts to a succession of van...

We present a novel model capable of distinguishing between the effects of negative incentives (“sticks”) and positive incentives (“carrots”) for influencing the behavior of intelligent and adaptable adversaries. Utilities are developed for the defender and the terrorist. The defender is assumed to have a unit cost of defense, and unit costs of providing negative and positive incentives. The ter...