Credit scoring model development became a very important issue as the credit industry has many competitions and bad debt problems. Therefore, most credit scoring models have been widely studied in the areas of statistics to improve the accuracy of credit scoring models during the past few years. In order to solve the classification and decrease the Type I error of credit scoring model, this pap...

In this paper, we investigate on the decomposition method that was presented by Yu and et al. [1]. We show a note about it. © 2015 Elsevier Inc. All rights reserved.

This paper focuses on the creation of word-lists for making diphone recordings for speech synthesis. Such lists often consist of nonsense words, which has the advantage that the phonetic environment can be constrained, and it is easy to produce lists containing all possible combinations. However, this approach has the disadvantage that non-experts may find it difficult to read the nonsense-word...

where f̂k = ∫ π −π f(θ)e −ikθ dθ, k ∈ Z, are the Fourier coefficients of f . Further, we assume that g ∈ C(∂D) with g > 0, that K ⊂ ∂D is closed and has positive measure (in practice, K will be an interval or a collection of intervals on ∂D), and that φ ∈ C(K) with |φ| ≤ g on K. Finally, we assume that g, φ and K are symmetric, i.e., φ(e) = φ(e−iθ), g(e) = g(e), and K = K. Under these assumption...

Marvelous bending/straightening effects of two-way shape memory alloy (TWSMA) help their employment in design and manufacturing of new medical appliances. Constrained ageing with bending load scheme can induce two-way shape memory effect (TWSME). Scanning electron microscope (SEM) analysis, electrical resistivity measurement (ERM) and differential scanning calorimetry (DSC) are employed to dete...

Performance characteristic of an Unmanned Air Vehicle (UAV) is investigated using a newly developed heuristic approach. Almost all flight phases of any air vehicle can be categorized into trim and maneuvering flights. In this paper, a new envelope called trim-ability envelope, is introduced and sketched within the conventional flight envelope for a small UAV. Optimal maneuverability of the inte...