This document aims to investigate some of the problems faced by women entrepreneurs when they request access credit.
 
 Through systematic review literature, documents relating research topic have been detected.
 A detailed analysis revealed four main areas: supply and demand barriers, obstacles related characteristics entrepreneur enterprise, lack financial resources country&amp...

Inadequate access to credit remains a major constraint agricultural production in Africa. However, not all farmers face this difficulty. This article assesses the determinants of among rice who are members Ngoketunjia Cooperative Credit Union Northwest Region Cameroon. A structured pretested questionnaire was administered 126 randomly selected beneficiaries and non-beneficiaries, whom study uni...

Using a unique dataset combining panel data of reported financial information for a sample of small and medium enterprises in India with data from a survey of the same firms regarding the role of relationships in supply of inter-firm credit, the present study examines the availability and importance of relationship-based informal credit for small firms given their total credit needs. We find th...

This paper provides an empirical examination of the frequency and determinants of two forms of non-price rationing in rural credit markets in northern Peru. Quantity rationing is the conventional form of non-price rationing whereby a household with positive demand for credit is denied access. Risk rationing, in contrast, occurs when a household voluntarily withdraws from the credit market for f...

Using a unique panel data set from a U.K. credit card company, we analyze the interest rate sensitivity of subprime credit card borrowers. In addition to all individual transactions and loan terms, we have access to details of a randomized interest rate experiment conducted by the lender on existing (inframarginal) loans. For the whole sample, we estimate a statistically significant £3.4 reduct...

This paper shows that the effects of financial liberalization on the credit market of a small and capital constrained economy depend on the market structure of domestic banks prior to liberalization. Specifically, under perfect competition in the domestic credit market prior to liberalization, liberalization leads to lower domestic interest rates, in turn leading to increased credit penetration...

The purpose of this study is to investigate the level of knowledge management (KM) maturity of credit unions. The application of a maturity model to fifteen credit unions in North America revealed that an overall level of KM maturity of credit unions is at an early stage of development, but there are signs of future improvement. Credit unions attempt to increase their efficiency through KM solu...