This paper is concerned with the business strategy in managing payment innovations. Particularly, the study looks at the smart card electronic cash (e-cash) innovation in the financial service industry. The smart card e-cash has yet to overcome obstacles to its diffusion. Given the e-commerce opportunity, banks and non-banks compete to deploy smart card technology for Internet use. A review of ...

Where increasing returns to adoption play a role in the diffusion of a new technology, technological "lock-in" is now often claimed to occur. However, this result, and the modeling approach that produces it, are problematic. Further innovations could never have a chance of disseminating, if "lock-in" had occurred in the diffusion process of earlier innovations. Yet, in reality, industrial chang...

Yoshida for their constant guidance and advice during research. for their warm friendship and constant supports during my three years in Kyoto University. My profound gratitude goes to the Ministry of Education, Sports, and Culture of Japan for providing me with the scholarship to study in Japan for three years. Finally, my deepest sense of gratitude goes to my parents. iii iv Executive Summary...

Previous research has found that organizational innovations are important for organizations’ long-term competitive advantage and for technical innovations. In spite of this conclusion, organizational innovations remain poorly managed and poorly understood, especially the processes through which organizational innovations are created, diffused, and sustained. There is thus a need for a more comp...

The international literature has dealt extensively with innovativeness, both in theory, as well as in a pleiad of empiric studies. Radical innovations encompass high quality action that contributes to the creation of new sectors, products or markets. Cooper (1998) adds that as long as innovations become more radical, they lead to evident and risky removal from existing practices. It is obvious ...

This paper proposes a framework for understanding the circumstances under which technological innovations for electronic commerce change industry structures. Initially these changes are to the detriment of traditional product and service providers. However, these players can fight against technological disintermediation. We examine three different scenarios from a long run perspective. The firs...

This paper analyses the role of barriers preventing the worldwide take-up of a clean technology: the electrical arc furnace. It also identifies which barriers affect a parameter that summarises the combined effect of all of them. The first step, determination of the combined effect of the barriers, is carried out using a novel approach to model the diffusion of innovations. This new approach is...

Mobile technology and smartphone apps have seen widespread adoption in recent years. Many uses of these technologies are intended for the general public, but some uses are specific to particular domains. These technologies are innovative and worthy of study within specific domains using diffusion of innovations theory. This paper examines the diffusion of these technologies in a unique domain, ...

In thinking about the diffusion of innovation, one tends to overlook the obvious fact that not all innovations are adopted by, or are intended to be adopted by, individuals. In the first place, different sorts of innovations may "require" different units of adoptionfor example, "it takes two to tango." In the second place, different cultural or situational norms may "prescribe" different units ...