The purpose of this article is to assess and interpret the use of theory within the Journal of Financial Counseling and Planning from its inception in 1990 through 2012. During that time, only 39% of research articles explicitly identified a theoretical base to guide the study’s research question. Almost half (48%) of the articles incorporating a theoretical base used some form of the economic ...

This paper proposes the novel concept of Autonomous Restructuring Portfolios which would enable financial portfolios to re-adjust themselves to cater with the highly volatile customer behavior pattern. It investigates the possibility of using Kohonen’s Self Organizing Maps in analyzing, categorizing & modifying strategies applied on financial portfolios according to the its behavior patterns. I...

The world of finance is growing. It can bring out consumptive behavior from people and irregular financial management, especially among students. phenomenon students has encouraged researchers to do research that aims analyze what factors affect behavior. Financial literacy, self-efficacy, religiosity, saving Behavior on are the variables used. method used quantitive, with data analysis techniq...

People have different financial behavior depending on their psychological characteristics, which can reflect security. Self-control is also an important predictor of with greater self-control are more likely to save money and less get into debt. Therefore, they secure satisfied situation. This paper explores whether good directly affects security or if its impact comes indirectly through behavi...

The purpose of this research is to analyze (1) the influence financial literacy on behavior (2) effect gender (3) age (4) academic ability (5) residence . population in study were all active D3 students Business Administration Study Program, State Polytechnic Malang, consisting 547 people. sample was selected using clustered proportional sampling obtain a total 116 students. data are primary an...