asymmetric information in iran’s insurance market: case study for automobile insurance in iran insurance companythis research aims to test the presence of asymmetric information by using the dynamic information of automobile policyholders in the iran insurance company (iic). the conditional independence test is conducted by bivariate probit model, the dynamic properties which are presented for ...

The Yet Another Workflow Language (YAWL) language and environment has been used to prototype, verify, execute and analyse business processes in a wide variety of industrial domains, such as telephony, construction, supply chain, insurance services, medical environments, personnel management and the creative arts. These engagements offer the YAWL researcher community a great opportunity to valid...

All industrial democracies have public pension or social security schemes that account for a substantial portion of the disposal income of the aged. Although some countries introduced public pensions as early as the 19 century, large scale social security systems did not emerge as an important feature of the welfare state in most OECD countries until after World War II. The involvement of the g...

There is strong evidence that the interest rates charged by banks on the flow of newly extended Commercial & Industrial (C&I) loans predict future loan performance and CAMEL rating downgrades by bank supervisors. While internal risk ratings have little explanatory power for future loan performance, they do help predict future CAMEL downgrades. These findings suggest that supervisors might consi...

to determine the factors affecting the acceptation of rice insurance in sari township a number of 90 farmers (45 assured and 45 not assured) were sampled. the information consisted of personal (age, size of family, activity experiment, damage experiment, and non-farm income); social (studies level, agrarian regimes, locality); and geography (farm size, distance between farm to insurance broker)...

The purpose of the study is to justify importance using social insurance as a tool ensure protection guarantees internally displaced persons in Ukraine conditions modern challenges. During research, dialectical and abstract logical methods, methods comparison, observation, analysis, synthesis, etc. were used.It has been proven that Russia's military invasion caused massive internal displacement...

the present study aimed to explain the factors affecting the usage of electronic insurance in iran insurance company and its operating strategies in khuzestan province. the research method is descriptive-survey method, and data collecting instrument is questionnaire. the study population is consisted of 480 people of all staff and experts the sales network in iran insurance company in khuzestan...

Thank you to Rick Rinehart, and the National Institute for Occupational Safety and Health (NIOSH), for hosting what we believe to be a very important opportunity for us all to become involved in a seminal event in safety. I want to take a few minutes to give you some insight into an insurance company's perspective on the fundamental value of safety or prevention through design (PtD). Of course,...